{"id":1291,"date":"2026-04-23T16:02:46","date_gmt":"2026-04-23T06:02:46","guid":{"rendered":"https:\/\/out2china.com\/?p=1291"},"modified":"2026-09-16T14:59:21","modified_gmt":"2026-09-16T04:59:21","slug":"%e4%b8%ad%e5%9c%8b%e7%a4%be%e6%9c%83%e4%bf%9d%e9%9a%aa%e5%8f%8a%e4%bd%8f%e6%88%bf%e5%85%ac%e7%a9%8d%e9%87%91%e8%a8%88%e7%ae%97%e5%99%a8","status":"publish","type":"post","link":"https:\/\/out2china.com\/zh_hk\/china-social-insurance-and-housing-provident-fund-calculator\/","title":{"rendered":"\u4e2d\u570b\u793e\u6703\u4fdd\u96aa\u8207\u4f4f\u623f\u516c\u7a4d\u91d1\u9810\u7b97\u8a08\u7b97\u5668"},"content":{"rendered":"\n<div style=\"display:inline-flex;align-items:center;gap:8px;padding:6px 14px;border-radius:20px;background-color:#F4F1E8;border:1px solid #D6D0C4;font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;font-size:13px;color:#3A3A3A;line-height:1.4;margin-bottom:20px;\">\n  <span style=\"display:inline-block;width:8px;height:8px;border-radius:50%;background-color:#0D4F3C;flex-shrink:0;\"><\/span>\n  <span>Last updated: <strong style=\"color:#0D4F3C;\">September 14, 2026<\/strong> \u00b7 Reviewed by Out2China Payroll &amp; Compliance Team<\/span>\n<\/div>\n\n<div class=\"o2c-year-note notranslate\" translate=\"no\" role=\"note\" style=\"background:#fff8e8;border:1px solid #e7c982;border-left:5px solid #b97700;border-radius:8px;padding:14px 18px;margin:0 0 20px;font-size:15px;line-height:1.6;color:#423620\">\n  <div data-oc-year-lang=\"en\"><strong>Planning estimate \u2014 not a 2026 rate card.<\/strong> Some figures are sourced from 2025; others have been checked against 2026 sources. Check each row\u2019s year, effective period and status before using the result for filing or a final quote.<\/div>\n  <div data-oc-year-lang=\"hans\" style=\"display:none\"><strong>\u4ec5\u4f9b\u9884\u7b97\u53c2\u8003\uff0c\u5e76\u975e 2026 \u5e74\u73b0\u884c\u8d39\u7387\u8868\u3002<\/strong>\u90e8\u5206\u6570\u5b57\u6cbf\u7528 2025 \u5e74\u8d44\u6599\uff0c\u90e8\u5206\u5df2\u6309 2026 \u5e74\u6765\u6e90\u6838\u5bf9\u3002\u6b63\u5f0f\u7533\u62a5\u6216\u62a5\u4ef7\u524d\uff0c\u8bf7\u9010\u9879\u67e5\u770b\u6570\u636e\u5e74\u4efd\u3001\u751f\u6548\u671f\u548c\u6838\u5b9e\u72b6\u6001\u3002<\/div>\n  <div data-oc-year-lang=\"hant\" style=\"display:none\"><strong>\u50c5\u4f9b\u9810\u7b97\u53c3\u8003\uff0c\u4e26\u975e 2026 \u5e74\u73fe\u884c\u8cbb\u7387\u8868\u3002<\/strong>\u90e8\u5206\u6578\u5b57\u6cbf\u7528 2025 \u5e74\u8cc7\u6599\uff0c\u90e8\u5206\u5df2\u6309 2026 \u5e74\u4f86\u6e90\u6838\u5c0d\u3002\u6b63\u5f0f\u7533\u5831\u6216\u5831\u50f9\u524d\uff0c\u8acb\u9010\u9805\u67e5\u770b\u8cc7\u6599\u5e74\u4efd\u3001\u9069\u7528\u671f\u548c\u6838\u5be6\u72c0\u614b\u3002<\/div>\n<\/div>\n<script>(function(){var p=location.pathname,lang=p.indexOf('\/zh_hk\/')===0?'hant':p.indexOf('\/zh\/')===0?'hans':'en';document.querySelectorAll('.o2c-year-note [data-oc-year-lang]').forEach(function(el){el.style.display=el.getAttribute('data-oc-year-lang')===lang?'block':'none';});})();<\/script>\n\n\n\n\n\n\n<div style=\"background-color:#F4F1E8;border-left:5px solid #0D4F3C;padding:24px 28px;margin:24px 0 32px 0;border-radius:0 8px 8px 0;font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;line-height:1.7;color:#2A2A2A;\">\n  <p style=\"margin:0 0 4px 0;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:0.6px;color:#0D4F3C;\">Quick Answer<\/p>\n  <p style=\"margin:0 0 14px 0;font-size:17px;font-weight:700;color:#1A1A1A;\">\n    For budgeting, employers need to add statutory social-insurance and housing-fund contributions to gross salary. There is no single nationwide uplift: the amount changes by city, contribution base, filing profile, housing-fund rate and the employer\u2019s work-injury category.\n  <\/p>\n  <p style=\"margin:0;font-size:15px;color:#444;\">\n    Rates differ by city. Shenzhen uses personnel and medical-insurance tiers, Suzhou distinguishes the Industrial Park (SIP) from regular zones, and other cities apply their own contribution bases and effective dates. The calculator offers 38 city choices. Thirteen return budget figures; Wuxi uses a clearly marked 2025 historical scenario, while Changsha and 24 others await automatic estimates. Check each row\u2019s data period and verification status. Enter a gross monthly salary to see the employer cost and the amount left after employee social-insurance and housing-fund deductions; individual income tax is not included.\n  <\/p>\n<\/div>\n\n<!-- \/wp:post-content -->\n\n<!-- wp:paragraph -->\n<p>The <strong>China Social Insurance &amp; Housing Provident Fund Calculator<\/strong> is also commonly known as the <strong>China Social Security Calculator<\/strong>. It is an essential tool for determining the mandatory monthly contributions and net salary for employees in Mainland China.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>It is designed to calculate the <strong>\"Five Insurances and One Fund\"<\/strong>, which is a comprehensive statutory benefit system. The \"Five Insurances\" include Pension (retirement), Medical Insurance (healthcare), Unemployment Insurance (job loss support), Work-related Injury Insurance (occupational safety), and Maternity Insurance (childbirth costs). The \"One Fund\" refers to the Housing Provident Fund, which is a long-term savings account used for home purchases or rentals.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Because contribution rates and salary \"ceilings\" vary significantly between cities like Beijing, Shanghai, and Shenzhen, this calculator is vital for ensuring local legal compliance and accurate financial planning.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:html -->\n<p style=\"background:#e7f0fb;border:1px solid #c9dcf5;border-radius:12px;padding:12px 16px\"><strong>\u26a1 Just want the number?<\/strong> Try our dedicated <a href=\"\/china-employment-cost-calculator\/\">China Employment Cost Calculator<\/a> \u2014 enter a salary, instantly see the employer cost and employee take-home.<\/p>\n<style>\n\/* \u2550\u2550\u2550 Out2China Cost Calculator v2 \u2014 scoped under .o2c-calc \u2550\u2550\u2550 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input[type=email]:focus{outline:3px solid rgba(255,255,255,.35)}\n.o2c-calc .oc-cta-row button{background:#fff;border:none;color:var(--oc-navy);font-weight:800;font-size:15px;padding:12px 22px;border-radius:999px;cursor:pointer;font-family:inherit;box-shadow:0 2px 8px rgba(31,56,100,.18)}\n.o2c-calc .oc-cta-row button:hover{background:var(--oc-blue-l)}\n.o2c-calc .oc-cta-row button:disabled{opacity:.6;cursor:wait}\n.o2c-calc .oc-cta-hint{font-size:11.5px;color:#c4cee6;margin-top:9px}\n.o2c-calc .oc-cta-ok{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);border-radius:10px;padding:14px 16px;font-size:14.5px}\n.o2c-calc .oc-hp{position:absolute;left:-9999px;opacity:0}\n\/* \u2500\u2500 responsive \u2500\u2500 *\/\n@media (max-width:720px){\n  .o2c-calc .ctrl-grid{grid-template-columns:1fr}\n  .o2c-calc .oc-split{grid-template-columns:1fr}\n  .o2c-calc .hpf-grid{grid-template-columns:1fr}\n  .o2c-calc .oc-viz{grid-template-columns:1fr}\n  .o2c-calc .oc-berg{grid-template-columns:1fr;justify-items:center}\n}\n\/* \u2500\u2500 \u7acb\u4f53\u60ac\u6d6e \u2500\u2500 *\/\n.o2c-calc .ctrl-panel,.o2c-calc .oc-vcard,.o2c-calc .oc-panel,.o2c-calc .oc-rates,.o2c-calc .oc-hero,.o2c-calc .oc-cta{transition:transform .22s cubic-bezier(.16,1,.3,1),box-shadow .22s cubic-bezier(.16,1,.3,1)}\n.o2c-calc .ctrl-panel:hover,.o2c-calc .oc-vcard:hover,.o2c-calc .oc-panel:hover{transform:translateY(-4px);box-shadow:0 2px 8px rgba(31,56,100,.06),0 22px 50px rgba(31,56,100,.15),inset 0 1px 0 rgba(255,255,255,.92)}\n.o2c-calc .oc-rates:hover{transform:translateY(-4px);box-shadow:0 4px 12px rgba(12,75,168,.08),0 26px 56px rgba(31,56,100,.18),inset 0 1px 0 rgba(255,255,255,.92)}\n.o2c-calc .oc-hero:hover,.o2c-calc .oc-cta:hover{transform:translateY(-4px);box-shadow:0 26px 56px rgba(31,56,100,.24)}\n@media (prefers-reduced-motion:reduce){.o2c-calc *{animation:none!important;transition:none!important}}\n<\/style>\n<style>.o2c-calc.oc-c-status details.oc-assume,.o2c-calc.oc-c-status #oc-cta{display:none}<\/style>\n<div class=\"o2c-calc notranslate\" id=\"o2c-calc\" translate=\"no\">\n  <h2 class=\"oc-title\">China Social Insurance + Housing Provident Fund Calculator<\/h2>\n  <p class=\"oc-cities\">Beijing \u00b7 Shanghai \u00b7 Guangzhou \u00b7 Shenzhen \u00b7 Tianjin \u00b7 Chengdu \u00b7 Hangzhou \u00b7 Chongqing \u00b7 Wuhan \u00b7 Suzhou \u00b7 Xi'an \u00b7 Nanjing \u00b7 Changsha \u00b7 Wuxi \u2014 see each city\u2019s data period below<\/p>\n  <p id=\"oc-coverage-note\" class=\"oc-cities\" aria-live=\"polite\">Budget figures are available for 13 cities, including Wuxi as a 2025 historical planning estimate. Changsha and 24 other cities have no automatic total.<\/p>\n\n  <div class=\"ctrl-panel\">\n    <div class=\"ctrl-grid oc-two\">\n      <div class=\"field\">\n        <label>Where will you hire?<\/label>\n        <select id=\"sel-city\" onchange=\"onCity()\">\n          <option value=\"bj\">Beijing<\/option><option value=\"sh\">Shanghai<\/option>\n          <option value=\"gz\">Guangzhou<\/option><option value=\"sz\">Shenzhen<\/option>\n          <option value=\"tj\">Tianjin<\/option><option value=\"cd\">Chengdu<\/option>\n          <option value=\"hz\">Hangzhou<\/option><option value=\"cq\">Chongqing<\/option>\n          <option value=\"wh\">Wuhan<\/option><option value=\"su\">Suzhou<\/option>\n          <option value=\"xa\">Xi'an<\/option><option value=\"nj\">Nanjing<\/option>\n          <option value=\"cs\">Changsha<\/option>\n          <optgroup id=\"oc-pending-group\" label=\"Additional cities \u2014 Wuxi 2025 estimate; 24 manual\">\n            <option value=\"nb\">Ningbo<\/option>\n            <option value=\"qd\">Qingdao<\/option>\n            <option value=\"xm\">Xiamen<\/option>\n            <option value=\"dg\">Dongguan<\/option>\n            <option value=\"wx\">Wuxi \u2014 2025 reference estimate<\/option>\n            <option value=\"zz\">Zhengzhou<\/option>\n            <option value=\"hf\">Hefei<\/option>\n            <option value=\"jn\">Jinan<\/option>\n            <option value=\"jm\">Jiangmen<\/option>\n            <option value=\"jx\">Jiaxing<\/option>\n            <option value=\"wz\">Wenzhou<\/option>\n            <option value=\"sx\">Shaoxing<\/option>\n            <option value=\"yw\">Yiwu (Jinhua)<\/option>\n            <option value=\"fs\">Foshan<\/option>\n            <option value=\"zh\">Zhuhai<\/option>\n            <option value=\"zs\">Zhongshan<\/option>\n            <option value=\"huiz\">Huizhou<\/option>\n            <option value=\"yt\">Yantai<\/option>\n            <option value=\"wei\">Weihai<\/option>\n            <option value=\"wf\">Weifang<\/option>\n            <option value=\"km\">Kunming<\/option>\n            <option value=\"dl\">Dalian<\/option>\n            <option value=\"sy\">Shenyang<\/option>\n            <option value=\"fz\">Fuzhou<\/option>\n            <option value=\"hk\">Haikou<\/option>\n          <\/optgroup>\n        <\/select>\n      <\/div>\n      <div class=\"field\">\n        <label>Monthly gross salary (RMB \u00a5)<\/label>\n        <input type=\"number\" id=\"inp-sal\" value=\"15000\" min=\"1\" step=\"100\" oninput=\"render()\">\n      <\/div>\n    <\/div>\n    <details class=\"oc-assume\">\n      <summary>\u2699\ufe0f Assumptions: <span id=\"oc-assump\">office industry \u00b7 housing fund 5% + 5%<\/span> \u2014 adjust<\/summary>\n      <div class=\"ctrl-grid\" style=\"margin-top:14px\">\n        <div class=\"field\" id=\"f-tier\" style=\"display:none\">\n          <label>Shenzhen Registration Type<\/label>\n          <select id=\"sel-tier\" onchange=\"render()\">\n            <option value=\"0\">Shenzhen Hukou \u2013 Tier 1<\/option>\n            <option value=\"1\">Non-Shenzhen Hukou \u2013 Tier 1<\/option>\n            <option value=\"2\">Non-Shenzhen Hukou \u2013 Tier 2<\/option>\n          <\/select>\n        <\/div>\n        <div class=\"field\" id=\"f-su\" style=\"display:none\">\n          <label>Suzhou Zone Type<\/label>\n          <select id=\"sel-su\" onchange=\"render()\">\n            <option value=\"0\">Regular Zone (Medical employer: 7%)<\/option>\n            <option value=\"1\">Industrial Park \/ SIP (Medical employer: 5%)<\/option>\n          <\/select>\n        <\/div>\n        <div class=\"field\">\n          <label>Industry Category (Work Injury Rate) <button type=\"button\" class=\"help-btn\" onclick=\"toggleIndHelp()\">?<\/button><\/label>\n          <select id=\"sel-ind\" onchange=\"render()\"><\/select>\n          <div id=\"ind-help\" class=\"ind-help\" style=\"display:none\"><\/div>\n        <\/div>\n        <div class=\"field\">\n          <label>Employer Housing Fund Rate<\/label>\n          <div class=\"slider-row\">\n            <input type=\"range\" id=\"inp-hpf-c\" min=\"5\" max=\"12\" step=\"1\" value=\"5\" oninput=\"onHpf('c')\">\n            <span class=\"slider-val\" id=\"sv-hpf-c\">5%<\/span>\n          <\/div>\n          <span id=\"lbl-hpf-c\" style=\"display:none\">5%<\/span>\n        <\/div>\n        <div class=\"field\">\n          <label>Employee Housing Fund Rate<\/label>\n          <div class=\"slider-row\">\n            <input type=\"range\" id=\"inp-hpf-e\" min=\"5\" max=\"12\" step=\"1\" value=\"5\" oninput=\"onHpf('e')\">\n            <span class=\"slider-val\" id=\"sv-hpf-e\">5%<\/span>\n          <\/div>\n          <span id=\"lbl-hpf-e\" style=\"display:none\">5%<\/span>\n        <\/div>\n      <\/div>\n    <\/details>\n  <\/div>\n\n  <div id=\"el-warn\" class=\"oc-warn\"><\/div>\n  <div id=\"el-out\"><\/div>\n\n  <div class=\"oc-cta\" id=\"oc-cta\">\n    <p class=\"oc-cta-t\">This is the statutory cost. Want the all-in number for your hires?<\/p>\n    <p class=\"oc-cta-d\">Out2China employs your team in China compliantly (EOR) \u2014 no local entity needed. Leave your email and our team will send a tailored all-in quote (statutory costs + our service fee) for your exact case within 1 business day.<\/p>\n    <div class=\"oc-cta-row\">\n      <input type=\"email\" id=\"oc-email\" placeholder=\"you@company.com\" autocomplete=\"email\">\n      <input type=\"text\" id=\"oc-web\" class=\"oc-hp\" tabindex=\"-1\" autocomplete=\"off\">\n      <button id=\"oc-btn\" onclick=\"ocLead()\">Email me this breakdown \u2192<\/button>\n    <\/div>\n    <div class=\"oc-cta-hint\">Your current calculation (city, salary, employer cost) is attached to the request so we can quote precisely. No spam \u2014 one reply from a real consultant.<\/div>\n  <\/div>\n<\/div>\n\n<script>\n\n\/\/ \u2550\u2550 i18n:\u6309\u9875\u9762\u8bed\u8a00(\/zh\/ \u7b80\u3001\/zh_hk\/ \u7e41)\u6574\u4f53\u66ff\u6362\u82f1\u6587\u6587\u6848;?oclang= \u53ef\u5f3a\u5236 \u2550\u2550\nconst OC_LANG=(function(){\n  const q=new URLSearchParams(location.search).get('oclang');\n  if(q==='hans'||q==='hant'||q==='en') return q;\n  const p=location.pathname;\n  if(p.indexOf('\/zh_hk\/')===0) return 'hant';\n  if(p.indexOf('\/zh\/')===0) return 'hans';\n  const l=(document.documentElement.lang||'').toLowerCase();\n  if(l.indexOf('zh')===0) return (l.indexOf('hk')>=0||l.indexOf('tw')>=0||l.indexOf('hant')>=0)?'hant':'hans';\n  return 'en';\n})();\nconst OC_D=[[\"The HPF contribution rate (5%\u201312%) is negotiated between the employer and employee. The actual contribution base is based on the prior year's average monthly salary, and some cities set monthly contribution caps. Please verify with your local HPF management centre.\", \"\u516c\u79ef\u91d1\u7f34\u5b58\u6bd4\u4f8b(5%\u201312%)\u7531\u5355\u4f4d\u4e0e\u4e2a\u4eba\u534f\u5546;\u5b9e\u9645\u7f34\u5b58\u57fa\u6570\u6309\u4e0a\u5e74\u5ea6\u6708\u5747\u5de5\u8d44\u6838\u5b9a,\u90e8\u5206\u57ce\u5e02\u8bbe\u6709\u6708\u7f34\u5b58\u4e0a\u9650,\u8bf7\u4ee5\u5f53\u5730\u516c\u79ef\u91d1\u4e2d\u5fc3\u4e3a\u51c6\u3002\", \"\u516c\u7a4d\u91d1\u7e73\u5b58\u6bd4\u4f8b(5%\u201312%)\u7531\u55ae\u4f4d\u8207\u500b\u4eba\u5354\u5546;\u5be6\u969b\u7e73\u5b58\u57fa\u6578\u6309\u4e0a\u5e74\u5ea6\u6708\u5747\u5de5\u8cc7\u6838\u5b9a,\u90e8\u5206\u57ce\u5e02\u8a2d\u6709\u6708\u7e73\u5b58\u4e0a\u9650,\u8acb\u4ee5\u7576\u5730\u516c\u7a4d\u91d1\u4e2d\u5fc3\u70ba\u6e96\u3002\"], [\"All figures are for reference only. Actual rates are subject to official announcements from local social security bureaus. Work injury rates shown are benchmark rates and may be adjusted by the bureau based on the employer's injury record.\", \"\u4ee5\u4e0a\u6570\u636e\u4ec5\u4f9b\u53c2\u8003,\u5b9e\u9645\u4ee5\u5404\u5730\u793e\u4fdd\u5c40\u5b98\u65b9\u516c\u544a\u4e3a\u51c6\u3002\u5de5\u4f24\u8d39\u7387\u4e3a\u57fa\u51c6\u6863\u4f4d,\u793e\u4fdd\u5c40\u4f1a\u6309\u4f01\u4e1a\u5de5\u4f24\u8bb0\u5f55\u6d6e\u52a8\u8c03\u6574\u3002\", \"\u4ee5\u4e0a\u6578\u64da\u50c5\u4f9b\u53c3\u8003,\u5be6\u969b\u4ee5\u5404\u5730\u793e\u4fdd\u5c40\u5b98\u65b9\u516c\u544a\u70ba\u6e96\u3002\u5de5\u50b7\u8cbb\u7387\u70ba\u57fa\u6e96\u6a94\u4f4d,\u793e\u4fdd\u5c40\u6703\u6309\u4f01\u696d\u5de5\u50b7\u8a18\u9304\u6d6e\u52d5\u8abf\u6574\u3002\"], [\"Out2China employs your team in China compliantly (EOR) \u2014 no local entity needed. Leave your email and our team will send a tailored all-in quote (statutory costs + our service fee) for your exact case within 1 business day.\", \"Out2China \u4ee5\u5408\u89c4 EOR \u65b9\u5f0f\u4e3a\u4f60\u4ee3\u96c7\u4e2d\u56fd\u56e2\u961f\u2014\u2014\u65e0\u9700\u5728\u534e\u8bbe\u7acb\u516c\u53f8\u3002\u7559\u4e0b\u90ae\u7bb1,\u987e\u95ee\u4f1a\u5728 1 \u4e2a\u5de5\u4f5c\u65e5\u5185\u6309\u4f60\u7684\u5b9e\u9645\u60c5\u51b5\u53d1\u9001\u5168\u5305\u62a5\u4ef7(\u6cd5\u5b9a\u6210\u672c + \u670d\u52a1\u8d39)\u3002\", \"Out2China \u4ee5\u5408\u898f EOR \u65b9\u5f0f\u70ba\u4f60\u4ee3\u50f1\u4e2d\u570b\u5718\u968a\u2014\u2014\u7121\u9700\u5728\u83ef\u8a2d\u7acb\u516c\u53f8\u3002\u7559\u4e0b\u90f5\u7bb1,\u9867\u554f\u6703\u5728 1 \u500b\u5de5\u4f5c\u65e5\u5167\u6309\u4f60\u7684\u5be6\u969b\u60c5\u6cc1\u767c\u9001\u5168\u5305\u5831\u50f9(\u6cd5\u5b9a\u6210\u672c + \u670d\u52d9\u8cbb)\u3002\"], [\"\u2605 In practice, the HPF contribution base is based on the prior year's average monthly salary and may be subject to local upper\/lower limits. This calculator uses current gross salary as the base for reference only.\", \"\u2605 \u5b9e\u9645\u7f34\u5b58\u57fa\u6570\u6309\u4e0a\u5e74\u5ea6\u6708\u5747\u5de5\u8d44\u6838\u5b9a,\u5e76\u53d7\u5f53\u5730\u4e0a\u4e0b\u9650\u7ea6\u675f;\u672c\u5de5\u5177\u4ee5\u5f53\u524d\u6708\u85aa\u4e3a\u57fa\u6570,\u4ec5\u4f9b\u53c2\u8003\u3002\", \"\u2605 \u5be6\u969b\u7e73\u5b58\u57fa\u6578\u6309\u4e0a\u5e74\u5ea6\u6708\u5747\u5de5\u8cc7\u6838\u5b9a,\u4e26\u53d7\u7576\u5730\u4e0a\u4e0b\u9650\u7d04\u675f;\u672c\u5de5\u5177\u4ee5\u7576\u524d\u6708\u85aa\u70ba\u57fa\u6578,\u50c5\u4f9b\u53c3\u8003\u3002\"], [\"Guangzhou (Jul 2025 \u2013 Jun 2026): Pension base \u00a55,510\u2013\u00a527,549; Medical \u00a56,234\u2013\u00a531,179; Unemployment \u00a52,500\u2013\u00a541,112; Work injury floor \u00a52,500 (no ceiling). Medical includes maternity.\", \"\u5e7f\u5dde\uff082025.7\u20142026.6\uff09\uff1a\u517b\u8001\u57fa\u65705,510\u201427,549\u5143\uff1b\u533b\u75976,234\u201431,179\u5143\uff1b\u5931\u4e1a2,500\u201441,112\u5143\uff1b\u5de5\u4f24\u4e0b\u96502,500\u5143\u65e0\u4e0a\u9650\u3002\u533b\u7597\u542b\u751f\u80b2\u4fdd\u9669\u3002\", \"\u5ee3\u5dde\uff082025.7\u20142026.6\uff09\uff1a\u990a\u8001\u57fa\u65785,510\u201427,549\u5143\uff1b\u91ab\u76426,234\u201431,179\u5143\uff1b\u5931\u696d2,500\u201441,112\u5143\uff1b\u5de5\u50b7\u4e0b\u96502,500\u5143\u7121\u4e0a\u9650\u3002\u91ab\u7642\u542b\u751f\u80b2\u4fdd\u96aa\u3002\"], [\"Beijing (from Jul 2025): Unified contribution base \u00a57,162\u2013\u00a535,811. Work injury rate floats 0.2%\u20131.9%. Employee medical includes \u00a53\/mo serious illness supplement.\", \"\u5317\u4eac\uff082025.7\u8d77\uff09\uff1a\u7edf\u4e00\u57fa\u65707,162\u201435,811\u5143\u3002\u5de5\u4f240.2%\u20141.9%\u6d6e\u52a8\u3002\u4e2a\u4eba\u533b\u7597\u542b3\u5143\u91cd\u5927\u533b\u7597\u9669\u3002\", \"\u5317\u4eac\uff082025.7\u8d77\uff09\uff1a\u7d71\u4e00\u57fa\u65787,162\u201435,811\u5143\u3002\u5de5\u50b70.2%\u20141.9%\u6d6e\u52d5\u3002\u500b\u4eba\u91ab\u7642\u542b3\u5143\u91cd\u5927\u91ab\u7642\u96aa\u3002\"], [\"Your current calculation (city, salary, employer cost) is attached to the request so we can quote precisely. No spam \u2014 one reply from a real consultant.\", \"\u4f60\u7684\u5f53\u524d\u6d4b\u7b97(\u57ce\u5e02\/\u85aa\u8d44\/\u96c7\u4e3b\u6210\u672c)\u4f1a\u9644\u5728\u8bf7\u6c42\u4e2d,\u4fbf\u4e8e\u7cbe\u51c6\u62a5\u4ef7\u3002\u4e0d\u9a9a\u6270\u2014\u2014\u53ea\u6709\u4e00\u4f4d\u771f\u4eba\u987e\u95ee\u56de\u590d\u4e00\u6b21\u3002\", \"\u4f60\u7684\u7576\u524d\u6e2c\u7b97(\u57ce\u5e02\/\u85aa\u8cc7\/\u50f1\u4e3b\u6210\u672c)\u6703\u9644\u5728\u8acb\u6c42\u4e2d,\u4fbf\u65bc\u7cbe\u6e96\u5831\u50f9\u3002\u4e0d\u9a37\u64fe\u2014\u2014\u53ea\u6709\u4e00\u4f4d\u771f\u4eba\u9867\u554f\u56de\u8986\u4e00\u6b21\u3002\"], [\"Hangzhou: Unified base \u00a54,986\u2013\u00a525,299. Work injury rate floats 0.2%\u20131.5%. Medical (9.5%) includes maternity; separate maternity scheme at 0.8%.\", \"\u676d\u5dde\uff1a\u7edf\u4e00\u57fa\u65704,986\u201425,299\u5143\u3002\u5de5\u4f240.2%\u20141.5%\u6d6e\u52a8\u3002\u533b\u75979.5%\u542b\u751f\u80b2\uff1b\u53e6\u8bbe\u72ec\u7acb\u751f\u80b2\u4fdd\u96690.8%\u3002\", \"\u676d\u5dde\uff1a\u7d71\u4e00\u57fa\u65784,986\u201425,299\u5143\u3002\u5de5\u50b70.2%\u20141.5%\u6d6e\u52d5\u3002\u91ab\u76429.5%\u542b\u751f\u80b2\uff1b\u53e6\u8a2d\u7368\u7acb\u751f\u80b2\u4fdd\u96aa0.8%\u3002\"], [\"Chengdu: Unified base \u00a54,588\u2013\u00a522,938. Work injury rate floats 0.2%\u20131.9%. Serious illness insurance: employer 0.75% of base; employee exempt.\", \"\u6210\u90fd\uff1a\u7edf\u4e00\u57fa\u65704,588\u201422,938\u5143\u3002\u5de5\u4f240.2%\u20141.9%\u6d6e\u52a8\u3002\u5927\u75c5\u4fdd\u9669\u5355\u4f4d0.75%\uff08\u6309\u57fa\u6570\u8ba1\uff09\uff0c\u4e2a\u4eba\u4e0d\u7f34\u3002\", \"\u6210\u90fd\uff1a\u7d71\u4e00\u57fa\u65784,588\u201422,938\u5143\u3002\u5de5\u50b70.2%\u20141.9%\u6d6e\u52d5\u3002\u5927\u75c5\u4fdd\u96aa\u55ae\u4f4d0.75%\uff08\u6309\u57fa\u6578\u8a08\uff09\uff0c\u500b\u4eba\u4e0d\u7e73\u3002\"], [\"Shanghai (Jul 2025 \u2013 Jun 2026): Unified base \u00a57,460\u2013\u00a537,302. Work injury rate floats 0.2%\u20131.9%. Medical insurance includes maternity.\", \"\u4e0a\u6d77\uff082025.7\u20142026.6\uff09\uff1a\u7edf\u4e00\u57fa\u65707,460\u201437,302\u5143\u3002\u5de5\u4f240.2%\u20141.9%\u6d6e\u52a8\u3002\u533b\u7597\u542b\u751f\u80b2\u4fdd\u9669\u3002\", \"\u4e0a\u6d77\uff082025.7\u20142026.6\uff09\uff1a\u7d71\u4e00\u57fa\u65787,460\u201437,302\u5143\u3002\u5de5\u50b70.2%\u20141.9%\u6d6e\u52d5\u3002\u91ab\u7642\u542b\u751f\u80b2\u4fdd\u96aa\u3002\"], [\"Wuhan: Unified base \u00a54,498\u2013\u00a522,488. Work injury rate floats 0.2%\u20131.9%. Serious illness insurance: employee \u00a57\/mo; employer exempt.\", \"\u6b66\u6c49\uff1a\u7edf\u4e00\u57fa\u65704,498\u201422,488\u5143\u3002\u5de5\u4f240.2%\u20141.9%\u6d6e\u52a8\u3002\u5927\u75c5\u9669\u4e2a\u4eba7\u5143\/\u6708\uff0c\u5355\u4f4d\u4e0d\u7f34\u3002\", \"\u6b66\u6f22\uff1a\u7d71\u4e00\u57fa\u65784,498\u201422,488\u5143\u3002\u5de5\u50b70.2%\u20141.9%\u6d6e\u52d5\u3002\u5927\u75c5\u96aa\u500b\u4eba7\u5143\/\u6708\uff0c\u55ae\u4f4d\u4e0d\u7e73\u3002\"], [\"Chongqing: Unified base \u00a54,404\u2013\u00a522,017. Work injury rate floats 0.3%\u20132.2%. Serious illness: employer 1.5% + employee \u00a55\/mo fixed.\", \"\u91cd\u5e86\uff1a\u7edf\u4e00\u57fa\u65704,404\u201422,017\u5143\u3002\u5de5\u4f240.3%\u20142.2%\u6d6e\u52a8\u3002\u5927\u75c5\u9669\u5355\u4f4d1.5%+\u4e2a\u4eba5\u5143\/\u6708\uff08\u56fa\u5b9a\u989d\u5df2\u542b\u4e8e\u5408\u8ba1\uff09\u3002\", \"\u91cd\u6176\uff1a\u7d71\u4e00\u57fa\u65784,404\u201422,017\u5143\u3002\u5de5\u50b70.3%\u20142.2%\u6d6e\u52d5\u3002\u5927\u75c5\u96aa\u55ae\u4f4d1.5%+\u500b\u4eba5\u5143\/\u6708\uff08\u56fa\u5b9a\u984d\u5df2\u542b\u65bc\u5408\u8a08\uff09\u3002\"], [\"Changsha: Unified base \u00a54,072\u2013\u00a520,361. Work injury rate floats 0.6%\u20132.6%. Medical (8.7%) includes maternity insurance (0.7%).\", \"\u957f\u6c99\uff1a\u7edf\u4e00\u57fa\u65704,072\u201420,361\u5143\u3002\u5de5\u4f240.6%\u20142.6%\u6d6e\u52a8\u3002\u533b\u75978.7%\u542b\u751f\u80b2\u4fdd\u96690.7%\u3002\", \"\u9577\u6c99\uff1a\u7d71\u4e00\u57fa\u65784,072\u201420,361\u5143\u3002\u5de5\u50b70.6%\u20142.6%\u6d6e\u52d5\u3002\u91ab\u76428.7%\u542b\u751f\u80b2\u4fdd\u96aa0.7%\u3002\"], [\"Nanjing: Unified base \u00a54,952\u2013\u00a524,762. Work injury rate floats 0.2%\u20131.9%. Serious illness: employer \u00a510\/mo + employee \u00a510\/mo.\", \"\u5357\u4eac\uff1a\u7edf\u4e00\u57fa\u65704,952\u201424,762\u5143\u3002\u5de5\u4f240.2%\u20141.9%\u6d6e\u52a8\u3002\u5927\u75c5\u9669\u5355\u4f4d+\u4e2a\u4eba\u540410\u5143\/\u6708\u3002\", \"\u5357\u4eac\uff1a\u7d71\u4e00\u57fa\u65784,952\u201424,762\u5143\u3002\u5de5\u50b70.2%\u20141.9%\u6d6e\u52d5\u3002\u5927\u75c5\u96aa\u55ae\u4f4d+\u500b\u4eba\u540410\u5143\/\u6708\u3002\"], [\"Shenzhen: Pension base \u00a54,775\u2013\u00a527,549; Medical\/Maternity \u00a56,727\u2013\u00a533,633; Unemployment\/Work Injury \u00a52,520\u2013\u00a544,625.\", \"\u6df1\u5733\uff1a\u517b\u8001\u57fa\u65704,775\u201427,549\u5143\uff1b\u533b\u7597\/\u751f\u80b26,727\u201433,633\u5143\uff1b\u5931\u4e1a\/\u5de5\u4f242,520\u201444,625\u5143\u3002\", \"\u6df1\u5733\uff1a\u990a\u8001\u57fa\u65784,775\u201427,549\u5143\uff1b\u91ab\u7642\/\u751f\u80b26,727\u201433,633\u5143\uff1b\u5931\u696d\/\u5de5\u50b72,520\u201444,625\u5143\u3002\"], [\" within 1 business day. Meanwhile, feel free to ask Mia (bottom-right) anything about hiring in China.\", \" \u7684\u5168\u5305\u62a5\u4ef7\u53d1\u5230\u4f60\u7684\u90ae\u7bb1\u3002\u671f\u95f4\u53ef\u968f\u65f6\u95ee\u53f3\u4e0b\u89d2\u7684 Mia \u4efb\u4f55\u5728\u534e\u7528\u5de5\u95ee\u9898\u3002\", \" \u7684\u5168\u5305\u5831\u50f9\u767c\u5230\u4f60\u7684\u90f5\u7bb1\u3002\u671f\u9593\u53ef\u96a8\u6642\u554f\u53f3\u4e0b\u89d2\u7684 Mia \u4efb\u4f55\u5728\u83ef\u7528\u5de5\u554f\u984c\u3002\"], [\"What everyone sees is the salary \u2014 the employer's real burden sits below the surface.\", \"\u5927\u5bb6\u770b\u89c1\u7684\u53ea\u662f\u5de5\u8d44\u2014\u2014\u96c7\u4e3b\u7684\u771f\u5b9e\u8d1f\u62c5\u85cf\u5728\u6c34\u9762\u4e4b\u4e0b\u3002\", \"\u5927\u5bb6\u770b\u898b\u7684\u53ea\u662f\u5de5\u8cc7\u2014\u2014\u50f1\u4e3b\u7684\u771f\u5be6\u8ca0\u64d4\u85cf\u5728\u6c34\u9762\u4e4b\u4e0b\u3002\"], [\"Housing Provident Fund (HPF) \u2014 rate negotiated between employer & employee (5%\u201312%)\", \"\u4f4f\u623f\u516c\u79ef\u91d1(HPF)\u2014\u2014\u6bd4\u4f8b\u7531\u5355\u4f4d\u4e0e\u4e2a\u4eba\u534f\u5546(5%\u201312%)\", \"\u4f4f\u623f\u516c\u7a4d\u91d1(HPF)\u2014\u2014\u6bd4\u4f8b\u7531\u55ae\u4f4d\u8207\u500b\u4eba\u5354\u5546(5%\u201312%)\"], [\"\u2705 <b>On its way.<\/b> We will email this breakdown to you, along with an all-in quote for \", \"\u2705 <b>\u5df2\u7ecf\u53d1\u51fa\u3002<\/b>\u6211\u4eec\u4f1a\u628a\u8fd9\u4efd\u6d4b\u7b97\u90ae\u4ef6\u7ed9\u4f60\uff0c\u5e76\u9644\u4e0a\u9488\u5bf9 \", \"\u2705 <b>\u5df2\u7d93\u767c\u51fa\u3002<\/b>\u6211\u5011\u6703\u628a\u9019\u4efd\u6e2c\u7b97\u90f5\u4ef6\u7d66\u4f60\uff0c\u4e26\u9644\u4e0a\u91dd\u5c0d \"], [\" exceeds the contribution base ceiling \u2014 all schemes calculated at ceiling \u00a5\", \" \u9ad8\u4e8e\u7f34\u8d39\u57fa\u6570\u4e0a\u9650\u2014\u2014\u5404\u9669\u79cd\u7edf\u4e00\u6309\u4e0a\u9650 \u00a5\", \" \u9ad8\u65bc\u7e73\u8cbb\u57fa\u6578\u4e0a\u9650\u2014\u2014\u5404\u96aa\u7a2e\u7d71\u4e00\u6309\u4e0a\u9650 \u00a5\"], [\" is below the contribution base floor \u2014 all schemes calculated at floor \u00a5\", \" \u4f4e\u4e8e\u7f34\u8d39\u57fa\u6570\u4e0b\u9650\u2014\u2014\u5404\u9669\u79cd\u7edf\u4e00\u6309\u4e0b\u9650 \u00a5\", \" \u4f4e\u65bc\u7e73\u8cbb\u57fa\u6578\u4e0b\u9650\u2014\u2014\u5404\u96aa\u7a2e\u7d71\u4e00\u6309\u4e0b\u9650 \u00a5\"], [\"This is the statutory cost. Want the all-in number for your hires?\", \"\u8fd9\u662f\u6cd5\u5b9a\u6210\u672c\u3002\u60f3\u77e5\u9053\u96c7\u4eba\u7684\u300c\u5168\u5305\u4ef7\u300d\u5417?\", \"\u9019\u662f\u6cd5\u5b9a\u6210\u672c\u3002\u60f3\u77e5\u9053\u50f1\u4eba\u7684\u300c\u5168\u5305\u50f9\u300d\u55ce?\"], [\"Individual income tax not included \u2014 it varies with deductions\", \"\u672a\u542b\u4e2a\u4eba\u6240\u5f97\u7a0e\u2014\u2014\u56e0\u4e2a\u4eba\u4e13\u9879\u6263\u9664\u800c\u5f02\", \"\u672a\u542b\u500b\u4eba\u6240\u5f97\u7a05\u2014\u2014\u56e0\u500b\u4eba\u5c08\u9805\u6263\u9664\u800c\u7570\"], [\"China Social Insurance + Housing Provident Fund Calculator\", \"\u4e2d\u56fd\u793e\u4fdd + \u4f4f\u623f\u516c\u79ef\u91d1\u8ba1\u7b97\u5668\", \"\u4e2d\u570b\u793e\u4fdd + \u4f4f\u623f\u516c\u7a4d\u91d1\u8a08\u7b97\u5668\"], [\"Each scheme has independent contribution base limits\", \"\u5404\u9669\u79cd\u57fa\u6570\u4e0a\u4e0b\u9650\u72ec\u7acb\", \"\u5404\u96aa\u7a2e\u57fa\u6578\u4e0a\u4e0b\u9650\u7368\u7acb\"], [\"Row-level 2026 status and sources are shown below.\", \"\u672c\u6b21\u8ba1\u7b97\u91c7\u7528\u7684\u6570\u503c\uff0c\u5e76\u9010\u884c\u6807\u660e\u72b6\u6001\u548c\u6765\u6e90\u3002\", \"\u672c\u6b21\u8a08\u7b97\u63a1\u7528\u7684\u6578\u503c\uff0c\u4e26\u9010\u884c\u6a19\u660e\u72c0\u614b\u548c\u4f86\u6e90\u3002\"], [\"Rate negotiated between employer & employee, 5%\u201312%\", \"\u6bd4\u4f8b\u7531\u5355\u4f4d\u4e0e\u4e2a\u4eba\u534f\u5546,5%\u201312%\", \"\u6bd4\u4f8b\u7531\u55ae\u4f4d\u8207\u500b\u4eba\u5354\u5546,5%\u201312%\"], [\"Employee: 2% + \u00a53\/mo serious illness supplement\", \"\u4e2a\u4eba 2% + \u6bcf\u6708 \u00a53 \u5927\u75c5\u8865\u5145\", \"\u500b\u4eba 2% + \u6bcf\u6708 \u00a53 \u5927\u75c5\u88dc\u5145\"], [\"Above water \u2014 employee take-home (before IIT)\", \"\u6c34\u9762\u4e0a\u2014\u2014\u5458\u5de5\u5230\u624b(\u672a\u6263\u4e2a\u7a0e)\", \"\u6c34\u9762\u4e0a\u2014\u2014\u54e1\u5de5\u5230\u624b(\u672a\u6263\u500b\u7a05)\"], [\"Industrial Park \/ SIP (Medical employer: 5%)\", \"\u5de5\u4e1a\u56ed\u533a SIP(\u5355\u4f4d\u533b\u7597 5%)\", \"\u5de5\u696d\u5712\u5340 SIP(\u55ae\u4f4d\u91ab\u7642 5%)\"], [\" contribution base ceiling \u2014 calculated at \u00a5\", \" \u7f34\u8d39\u57fa\u6570\u4e0a\u9650\u2014\u2014\u6309 \u00a5\", \" \u7e73\u8cbb\u57fa\u6578\u4e0a\u9650\u2014\u2014\u6309 \u00a5\"], [\" contribution base floor \u2014 calculated at \u00a5\", \" \u7f34\u8d39\u57fa\u6570\u4e0b\u9650\u2014\u2014\u6309 \u00a5\", \" \u7e73\u8cbb\u57fa\u6578\u4e0b\u9650\u2014\u2014\u6309 \u00a5\"], [\"At the waterline \u2014 employee contributions\", \"\u6c34\u7ebf\u5904\u2014\u2014\u5458\u5de5\u4e2a\u4eba\u7f34\u7eb3\", \"\u6c34\u7dda\u8655\u2014\u2014\u54e1\u5de5\u500b\u4eba\u7e73\u7d0d\"], [\"Below the surface \u2014 extra employer cost\", \"\u6c34\u9762\u4e0b\u2014\u2014\u96c7\u4e3b\u989d\u5916\u6210\u672c\", \"\u6c34\u9762\u4e0b\u2014\u2014\u50f1\u4e3b\u984d\u5916\u6210\u672c\"], [\"Composition of the total employer cost.\", \"\u96c7\u4e3b\u603b\u6210\u672c\u7684\u6784\u6210\u3002\", \"\u50f1\u4e3b\u7e3d\u6210\u672c\u7684\u69cb\u6210\u3002\"], [\"Employer 0.75% of base; employee exempt\", \"\u5355\u4f4d\u6309\u57fa\u6570 0.75%,\u4e2a\u4eba\u514d\u7f34\", \"\u55ae\u4f4d\u6309\u57fa\u6578 0.75%,\u500b\u4eba\u514d\u7e73\"], [\"Industry Category (Work Injury Rate)\", \"\u884c\u4e1a\u7c7b\u522b(\u5de5\u4f24\u8d39\u7387)\", \"\u884c\u696d\u985e\u5225(\u5de5\u50b7\u8cbb\u7387)\"], [\"Full rate table & contribution bases\", \"\u5b8c\u6574\u8d39\u7387\u8868\u4e0e\u7f34\u8d39\u57fa\u6570\", \"\u5b8c\u6574\u8cbb\u7387\u8868\u8207\u7e73\u8cbb\u57fa\u6578\"], [\"Basic Medical Insurance (incl. Mat.)\", \"\u57fa\u672c\u533b\u7597\u4fdd\u9669(\u542b\u751f\u80b2)\", \"\u57fa\u672c\u91ab\u7642\u4fdd\u96aa(\u542b\u751f\u80b2)\"], [\"Regular Zone (Medical employer: 7%)\", \"\u5e38\u89c4\u533a\u57df(\u5355\u4f4d\u533b\u7597 7%)\", \"\u5e38\u898f\u5340\u57df(\u55ae\u4f4d\u91ab\u7642 7%)\"], [\"+ Social insurance (employer share)\", \"+ \u793e\u4fdd(\u5355\u4f4d\u90e8\u5206)\", \"+ \u793e\u4fdd(\u55ae\u4f4d\u90e8\u5206)\"], [\"\u2212 Social insurance (employee share)\", \"\u2212 \u793e\u4fdd(\u4e2a\u4eba\u90e8\u5206)\", \"\u2212 \u793e\u4fdd(\u500b\u4eba\u90e8\u5206)\"], [\"Includes maternity insurance (0.7%)\", \"\u542b\u751f\u80b2\u4fdd\u9669(0.7%)\", \"\u542b\u751f\u80b2\u4fdd\u96aa(0.7%)\"], [\"Employer 1.5%; employee \u00a55\/mo fixed\", \"\u5355\u4f4d 1.5%,\u4e2a\u4eba\u6bcf\u6708 5 \u5143\", \"\u55ae\u4f4d 1.5%,\u500b\u4eba\u6bcf\u6708 5 \u5143\"], [\"Contribution base = monthly salary\", \"\u7f34\u8d39\u57fa\u6570 = \u6708\u85aa\", \"\u7e73\u8cbb\u57fa\u6578 = \u6708\u85aa\"], [\"Employer \u00a56.4\/mo; employee \u00a51.6\/mo\", \"\u5355\u4f4d\u6bcf\u6708 6.4 \u5143,\u4e2a\u4eba\u6bcf\u6708 1.6 \u5143\", \"\u55ae\u4f4d\u6bcf\u6708 6.4 \u5143,\u500b\u4eba\u6bcf\u6708 1.6 \u5143\"], [\"Includes maternity insurance (1%)\", \"\u542b\u751f\u80b2\u4fdd\u9669(1%)\", \"\u542b\u751f\u80b2\u4fdd\u96aa(1%)\"], [\"Employer \u00a510\/mo; employee \u00a510\/mo\", \"\u5355\u4f4d\u3001\u4e2a\u4eba\u6bcf\u6708\u5404 10 \u5143\", \"\u55ae\u4f4d\u3001\u500b\u4eba\u6bcf\u6708\u5404 10 \u5143\"], [\"Pension\/Unemployment\/Work Injury\", \"\u517b\u8001\u00b7\u5931\u4e1a\u00b7\u5de5\u4f24\", \"\u990a\u8001\u00b7\u5931\u696d\u00b7\u5de5\u50b7\"], [\"+ Housing fund (employer share)\", \"+ \u516c\u79ef\u91d1(\u5355\u4f4d\u90e8\u5206)\", \"+ \u516c\u7a4d\u91d1(\u55ae\u4f4d\u90e8\u5206)\"], [\"\u2212 Housing fund (employee share)\", \"\u2212 \u516c\u79ef\u91d1(\u4e2a\u4eba\u90e8\u5206)\", \"\u2212 \u516c\u7a4d\u91d1(\u500b\u4eba\u90e8\u5206)\"], [\"Employee \u00a57\/mo; employer exempt\", \"\u4e2a\u4eba\u6bcf\u6708 7 \u5143,\u5355\u4f4d\u514d\u7f34\", \"\u500b\u4eba\u6bcf\u6708 7 \u5143,\u55ae\u4f4d\u514d\u7e73\"], [\"Employee \u00a55\/mo; employer exempt\", \"\u4e2a\u4eba\u6bcf\u6708 5 \u5143,\u5355\u4f4d\u514d\u7f34\", \"\u500b\u4eba\u6bcf\u6708 5 \u5143,\u55ae\u4f4d\u514d\u7e73\"], [\"Monthly gross salary (RMB \u00a5)\", \"\u6708\u85aa(\u7a0e\u524d,\u4eba\u6c11\u5e01 \u00a5)\", \"\u6708\u85aa(\u7a05\u524d,\u4eba\u6c11\u5e63 \u00a5)\"], [\"Housing Provident Fund (HPF)\", \"\u4f4f\u623f\u516c\u79ef\u91d1(HPF)\", \"\u4f4f\u623f\u516c\u7a4d\u91d1(HPF)\"], [\"Includes maternity insurance\", \"\u542b\u751f\u80b2\u4fdd\u9669\", \"\u542b\u751f\u80b2\u4fdd\u96aa\"], [\"Non-Shenzhen Hukou \u2013 Tier 1\", \"\u975e\u6df1\u6237\u4e00\u6863\", \"\u975e\u6df1\u6236\u4e00\u6a94\"], [\"Non-Shenzhen Hukou \u2013 Tier 2\", \"\u975e\u6df1\u6237\u4e8c\u6863\", \"\u975e\u6df1\u6236\u4e8c\u6a94\"], [\"Shenzhen Registration Type\", \"\u6df1\u5733\u53c2\u4fdd\u6863\u4f4d\", \"\u6df1\u5733\u53c3\u4fdd\u6a94\u4f4d\"], [\"The iceberg of hiring cost\", \"\u96c7\u4f63\u6210\u672c\u51b0\u5c71\", \"\u50f1\u50ad\u6210\u672c\u51b0\u5c71\"], [\"Social Insurance Subtotal\", \"\u793e\u4fdd\u5c0f\u8ba1\", \"\u793e\u4fdd\u5c0f\u8a08\"], [\"Serious Illness Insurance\", \"\u5927\u75c5\u4fdd\u9669\", \"\u5927\u75c5\u4fdd\u96aa\"], [\"incl. \u00a53 serious illness\", \"\u542b \u00a53 \u5927\u75c5\", \"\u542b \u00a53 \u5927\u75c5\"], [\"From Jul 2025 \/ Jan 2026\", \"2025.7 \/ 2026.1 \u8d77\", \"2025.7 \/ 2026.1 \u8d77\"], [\"Unemployment\/Work Injury\", \"\u5931\u4e1a\u00b7\u5de5\u4f24\", \"\u5931\u696d\u00b7\u5de5\u50b7\"], [\"Shenzhen Hukou \u2013 Tier 1\", \"\u6df1\u6237\u4e00\u6863\", \"\u6df1\u6236\u4e00\u6a94\"], [\"What you pay (employer)\", \"\u96c7\u4e3b\u5b9e\u9645\u652f\u51fa\", \"\u50f1\u4e3b\u5be6\u969b\u652f\u51fa\"], [\"What your employee gets\", \"\u5458\u5de5\u5b9e\u9645\u6240\u5f97\", \"\u54e1\u5de5\u5be6\u969b\u6240\u5f97\"], [\"Employer Contribution (\", \"\u5355\u4f4d\u7f34\u5b58(\", \"\u55ae\u4f4d\u7e73\u5b58(\"], [\"Employee Contribution (\", \"\u4e2a\u4eba\u7f34\u5b58(\", \"\u500b\u4eba\u7e73\u5b58(\"], [\"Unemployment Insurance\", \"\u5931\u4e1a\u4fdd\u9669\", \"\u5931\u696d\u4fdd\u96aa\"], [\"Where your money goes\", \"\u94b1\u82b1\u5230\u4e86\u54ea\u91cc\", \"\u9322\u82b1\u5230\u4e86\u54ea\u88e1\"], [\"Work Injury Insurance\", \"\u5de5\u4f24\u4fdd\u9669\", \"\u5de5\u50b7\u4fdd\u96aa\"], [\"Where will you hire?\", \"\u5728\u54ea\u5ea7\u57ce\u5e02\u7528\u5de5?\", \"\u5728\u54ea\u5ea7\u57ce\u5e02\u7528\u5de5?\"], [\"Employer rate floats\", \"\u5355\u4f4d\u8d39\u7387\u6d6e\u52a8\", \"\u55ae\u4f4d\u8cbb\u7387\u6d6e\u52d5\"], [\"SIP employer rate 5%\", \"\u5de5\u4e1a\u56ed\u533a\u5355\u4f4d\u6bd4\u4f8b 5%\", \"\u5de5\u696d\u5712\u5340\u55ae\u4f4d\u6bd4\u4f8b 5%\"], [\"Email me this breakdown \u2192\", \"\u628a\u8fd9\u4efd\u6d4b\u7b97\u53d1\u7ed9\u6211 \u2192\", \"\u628a\u9019\u4efd\u6e2c\u7b97\u767c\u7d66\u6211 \u2192\"], [\"Total employer cost\", \"\u96c7\u4e3b\u603b\u6210\u672c\", \"\u50f1\u4e3b\u7e3d\u6210\u672c\"], [\"Maternity Insurance\", \"\u751f\u80b2\u4fdd\u9669\", \"\u751f\u80b2\u4fdd\u96aa\"], [\"Jul 2025 \u2013 Jun 2026\", \"2025.7 \u2013 2026.6\", \"2025.7 \u2013 2026.6\"], [\"Oct 2025 \u2013 Dec 2026\", \"2025.10 \u2013 2026.12\", \"2025.10 \u2013 2026.12\"], [\"Employer HPF Rate\", \"\u5355\u4f4d\u516c\u79ef\u91d1\u6bd4\u4f8b\", \"\u55ae\u4f4d\u516c\u7a4d\u91d1\u6bd4\u4f8b\"], [\"Employee HPF Rate\", \"\u4e2a\u4eba\u516c\u79ef\u91d1\u6bd4\u4f8b\", \"\u500b\u4eba\u516c\u7a4d\u91d1\u6bd4\u4f8b\"], [\"Contribution Base\", \"\u7f34\u8d39\u57fa\u6570\", \"\u7e73\u8cbb\u57fa\u6578\"], [\"Pension Insurance\", \"\u517b\u8001\u4fdd\u9669\", \"\u990a\u8001\u4fdd\u96aa\"], [\"Medical Insurance\", \"\u533b\u7597\u4fdd\u9669\", \"\u91ab\u7642\u4fdd\u96aa\"], [\"Medical\/Maternity\", \"\u533b\u7597\u00b7\u751f\u80b2\", \"\u91ab\u7642\u00b7\u751f\u80b2\"], [\"\u2699\ufe0f Assumptions: \", \"\u2699\ufe0f \u9ed8\u8ba4\u5047\u8bbe:\", \"\u2699\ufe0f \u9810\u8a2d\u5047\u8a2d:\"], [\"Suzhou Zone Type\", \"\u82cf\u5dde\u533a\u57df\u7c7b\u578b\", \"\u8607\u5dde\u5340\u57df\u985e\u578b\"], [\" serious illness\", \" \u5927\u75c5\", \" \u5927\u75c5\"], [\"office industry\", \"\u529e\u516c\u7c7b\u884c\u4e1a\", \"\u8fa6\u516c\u985e\u884c\u696d\"], [\">Employer (\u00a5)<\", \">\u5355\u4f4d\u5e94\u7f34(\u00a5)<\", \">\u55ae\u4f4d\u61c9\u7e73(\u00a5)<\"], [\">Employee (\u00a5)<\", \">\u4e2a\u4eba\u5e94\u7f34(\u00a5)<\", \">\u500b\u4eba\u61c9\u7e73(\u00a5)<\"], [\" is below the \", \" \u4f4e\u4e8e\", \" \u4f4e\u65bc\"], [\" is above the \", \" \u9ad8\u4e8e\", \" \u9ad8\u65bc\"], [\">Unemployment<\", \">\u5931\u4e1a<\", \">\u5931\u696d<\"], [\" (indicative)\", \"(\u53c2\u8003)\", \"(\u53c3\u8003)\"], [\"employer load\", \"\u96c7\u4e3b\u8d1f\u62c5\", \"\u50f1\u4e3b\u8ca0\u64d4\"], [\" (before IIT)\", \"(\u672a\u6263\u4e2a\u7a0e)\", \"(\u672a\u6263\u500b\u7a05)\"], [\"From Jul 2025\", \"2025.7 \u8d77\", \"2025.7 \u8d77\"], [\">Work Injury<\", \">\u5de5\u4f24<\", \">\u5de5\u50b7<\"], [\"(indicative)\", \"(\u53c2\u8003)\", \"(\u53c3\u8003)\"], [\"Gross salary\", \"\u7a0e\u524d\u5de5\u8d44\", \"\u7a05\u524d\u5de5\u8cc7\"], [\">Employer %<\", \">\u5355\u4f4d\u6bd4\u4f8b<\", \">\u55ae\u4f4d\u6bd4\u4f8b<\"], [\">Employee %<\", \">\u4e2a\u4eba\u6bd4\u4f8b<\", \">\u500b\u4eba\u6bd4\u4f8b<\"], [\" on salary\", \"(\u5360\u5de5\u8d44)\", \"(\u4f54\u5de5\u8cc7)\"], [\">Base (\u00a5)<\", \">\u57fa\u6570(\u00a5)<\", \">\u57fa\u6578(\u00a5)<\"], [\" \u2014 adjust\", \" \u2014 \u70b9\u6b64\u8c03\u6574\", \" \u2014 \u9ede\u6b64\u8abf\u6574\"], [\">Monthly<\", \">\u6708\u5ea6<\", \">\u6708\u5ea6<\"], [\"Take-home\", \"\u5230\u624b\", \"\u5230\u624b\"], [\">Pension<\", \">\u517b\u8001<\", \">\u990a\u8001<\"], [\">Medical<\", \">\u533b\u7597<\", \">\u91ab\u7642<\"], [\"your city\", \"\u4f60\u7684\u57ce\u5e02\", \"\u4f60\u7684\u57ce\u5e02\"], [\"Guangzhou\", \"\u5e7f\u5dde\", \"\u5ee3\u5dde\"], [\"Chongqing\", \"\u91cd\u5e86\", \"\u91cd\u6176\"], [\">Annual<\", \">\u5e74\u5ea6<\", \">\u5e74\u5ea6<\"], [\">Scheme<\", \">\u9669\u79cd<\", \">\u96aa\u7a2e<\"], [\"Salary \u00a5\", \"\u5de5\u8d44 \u00a5\", \"\u5de5\u8cc7 \u00a5\"], [\"Shanghai\", \"\u4e0a\u6d77\", \"\u4e0a\u6d77\"], [\"Shenzhen\", \"\u6df1\u5733\", \"\u6df1\u5733\"], [\"Hangzhou\", \"\u676d\u5dde\", \"\u676d\u5dde\"], [\"Changsha\", \"\u957f\u6c99\", \"\u9577\u6c99\"], [\"Beijing\", \"\u5317\u4eac\", \"\u5317\u4eac\"], [\"Tianjin\", \"\u5929\u6d25\", \"\u5929\u6d25\"], [\"Chengdu\", \"\u6210\u90fd\", \"\u6210\u90fd\"], [\"Nanjing\", \"\u5357\u4eac\", \"\u5357\u4eac\"], [\"\/month\", \"\/\u6708\", \"\/\u6708\"], [\"Suzhou\", \"\u82cf\u5dde\", \"\u8607\u5dde\"], [\"\/year\", \"\/\u5e74\", \"\/\u5e74\"], [\"Wuhan\", \"\u6b66\u6c49\", \"\u6b66\u6f22\"], [\"Wuxi\", \"\u65e0\u9521\", \"\u7121\u932b\"], [\"Xi'an\", \"\u897f\u5b89\", \"\u897f\u5b89\"], [\"\/mo\", \"\/\u6708\", \"\/\u6708\"], [\"\/yr\", \"\/\u5e74\", \"\/\u5e74\"],[\"\u2014 see each city\u2019s data period below\",\"\u2014 \u5404\u57ce\u6570\u636e\u5e74\u4efd\u548c\u72b6\u6001\u89c1\u4e0b\u65b9\",\"\u2014 \u5404\u57ce\u5e02\u8cc7\u6599\u5e74\u4efd\u53ca\u72c0\u614b\u898b\u4e0b\u65b9\"],[\"Social insurance\",\"\u793e\u4fdd\",\"\u793e\u4fdd\"],[\"Housing fund\",\"\u516c\u79ef\u91d1\",\"\u516c\u7a4d\u91d1\"],[\"The values used in this calculation, with each row\u2019s status and source.\",\"\u672c\u6b21\u8ba1\u7b97\u91c7\u7528\u7684\u6570\u503c\uff0c\u5e76\u9010\u884c\u6807\u660e\u72b6\u6001\u548c\u6765\u6e90\u3002\",\"\u672c\u6b21\u8a08\u7b97\u63a1\u7528\u7684\u6578\u503c\uff0c\u4e26\u9010\u884c\u6a19\u660e\u72c0\u614b\u548c\u4f86\u6e90\u3002\"],[\"Source:\",\"\u6765\u6e90\uff1a\",\"\u4f86\u6e90\uff1a\"]];\nfunction applyDict(s){\n  if(OC_LANG==='en'||!s) return s;\n  const i=OC_LANG==='hans'?1:2;\n  s=s.replace(\/Category (\\d+) work-injury\/g, OC_LANG==='hans'?'$1\u7c7b\u5de5\u4f24':'$1\u985e\u5de5\u50b7');\n  s=s.replace(\/Category (\\d+)\/g, OC_LANG==='hans'?'$1\u7c7b':'$1\u985e');\n  s=s.replace(\/housing fund\/g, OC_LANG==='hans'?'\u516c\u79ef\u91d1':'\u516c\u7a4d\u91d1');\n  for(let k=0;k<OC_D.length;k++){ s=s.split(OC_D[k][0]).join(OC_D[k][i]); }\n  return s;\n}\nconst OC_X=applyDict;\n\n\n\/\/ \u2500\u2500 Work Injury Rate Tables \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\nconst INDS_STD = [\n  ['Category 1 (0.2%)',0.002],['Category 2 (0.4%)',0.004],['Category 3 (0.7%)',0.007],['Category 4 (0.9%)',0.009],\n  ['Category 5 (1.1%)',0.011],['Category 6 (1.3%)',0.013],['Category 7 (1.6%)',0.016],['Category 8 (1.9%)',0.019],\n];\nconst INDS_GD = [\n  ['Category 1 (0.2%)',0.002],['Category 2 (0.4%)',0.004],['Category 3 (0.6%)',0.006],['Category 4 (0.8%)',0.008],\n  ['Category 5 (0.9%)',0.009],['Category 6 (1.0%)',0.010],['Category 7 (1.2%)',0.012],['Category 8 (1.4%)',0.014],\n];\nconst INDS_TJ = [\n  ['Category 1 (0.2%)',0.002],['Category 2 (0.4%)',0.004],['Category 3 (0.6%)',0.006],['Category 4 (0.8%)',0.008],\n  ['Category 5 (1.0%)',0.010],['Category 6 (1.2%)',0.012],['Category 7 (1.6%)',0.016],['Category 8 (2.0%)',0.020],\n];\nconst INDS_HZ = [\n  ['Category 1 (0.2%)',0.002],['Category 2 (0.4%)',0.004],['Category 3 (0.7%)',0.007],\n  ['Category 4 (0.9%)',0.009],['Category 5 (1.1%)',0.011],['Category 6 (1.3%)',0.013],['Category 7 (1.5%)',0.015],\n];\nconst INDS_SU = [\n  ['Category 1 (0.2%)',0.002],['Category 2 (0.4%)',0.004],['Category 3 (0.7%)',0.007],['Category 4 (0.9%)',0.009],\n];\nconst INDS_CQ = [\n  ['Category 1 (0.3%)',0.003],['Category 2 (0.5%)',0.005],['Category 3 (0.8%)',0.008],['Category 4 (1.0%)',0.010],\n  ['Category 5 (1.3%)',0.013],['Category 6 (1.5%)',0.015],['Category 7 (1.8%)',0.018],['Category 8 (2.2%)',0.022],\n];\nconst INDS_CS = [\n  ['Category 1 (0.6%)',0.006],['Category 2 (0.9%)',0.009],['Category 3 (1.2%)',0.012],['Category 4 (1.4%)',0.014],\n  ['Category 5 (1.7%)',0.017],['Category 6 (2.1%)',0.021],['Category 7 (2.4%)',0.024],['Category 8 (2.6%)',0.026],\n];\n\n\/\/ \u2500\u2500 City Data \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\nconst CITY = {\n  \"bj\": {\n    \"label\": \"Beijing\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"verified\",\n    \"advisory\": \"Published 2026 rules are verified for the displayed profile. Confirm the entity-specific work-injury assessment before filing.\",\n    \"bMin\": 7270,\n    \"bMax\": 36348,\n    \"inds\": INDS_STD,\n    \"hpf\": {\n      \"min\": 2540,\n      \"max\": 36348,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"all_employers\",\n      \"state\": \"official\",\n      \"badge\": \"2026 official\",\n      \"source\": \"\u5317\u4eac\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 \u5173\u4e8e2026\u4f4f\u623f\u516c\u79ef\u91d1\u5e74\u5ea6\u7f34\u5b58\u6709\u5173\u95ee\u9898\u7684\u901a\u77e5\u653f\u7b56\u89e3\u8bfb\",\n      \"sourceUrl\": \"https:\/\/gjj.beijing.gov.cn\/web\/zwgk61\/2024zcjd\/744103386\/index.html\"\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"official\",\n        \"badge\": \"2026 official\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Medical Insurance (incl. Maternity)\",\n        \"cr\": 0.098,\n        \"er\": 0.02,\n        \"state\": \"official\",\n        \"badge\": \"2026 official\",\n        \"usable\": true,\n        \"er_extra\": 3\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.005,\n        \"er\": 0.005,\n        \"state\": \"official\",\n        \"badge\": \"2026 official\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"official\",\n        \"badge\": \"2026 official\",\n        \"usable\": true,\n        \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n      }\n    ]\n  },\n  \"sh\": {\n    \"label\": \"Shanghai\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"partial\",\n    \"advisory\": \"Some fields are official 2026 values and others remain reference values. Review the row badges and confirm non-official fields before filing.\",\n    \"bMin\": 7546,\n    \"bMax\": 37731,\n    \"inds\": INDS_STD,\n    \"hpf\": {\n      \"min\": 2740,\n      \"max\": 37731,\n      \"rateMin\": 5,\n      \"rateMax\": 7.000000000000001,\n      \"scope\": \"all_employers\",\n      \"state\": \"official\",\n      \"badge\": \"2026 official\",\n      \"source\": \"\u4e0a\u6d77\u5e02\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u59d4\u5458\u4f1a \u00b7 \u5173\u4e8e2026\u5e74\u5ea6\u4e0a\u6d77\u5e02\u8c03\u6574\u4f4f\u623f\u516c\u79ef\u91d1\u7f34\u5b58\u57fa\u6570\u3001\u6bd4\u4f8b\u4ee5\u53ca\u6708\u7f34\u5b58\u989d\u4e0a\u4e0b\u9650\u7684\u901a\u77e5\",\n      \"sourceUrl\": \"https:\/\/www.shzfgjj.cn\/html\/newxxgk\/zcwj\/gfxwj\/228478.html\"\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"official\",\n        \"badge\": \"2026 official\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Medical Insurance (incl. Maternity)\",\n        \"cr\": 0.09,\n        \"er\": 0.02,\n        \"state\": \"official\",\n        \"badge\": \"2026 official\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.005,\n        \"er\": 0.005,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"official\",\n        \"badge\": \"2026 official\",\n        \"usable\": true,\n        \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n      }\n    ]\n  },\n  \"gz\": {\n    \"label\": \"Guangzhou\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"hold\",\n    \"advisory\": \"This city contains reference or unresolved fields. Use the estimate for planning only and confirm the local filing record before filing.\",\n    \"bMin\": 5510,\n    \"bMax\": 27549,\n    \"inds\": INDS_GD,\n    \"hpf\": {\n      \"min\": 2500,\n      \"max\": 41697,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"all_employers\",\n      \"state\": \"review\",\n      \"badge\": \"2026 reference \u2014 verify before filing\",\n      \"source\": \"\u5e7f\u5dde\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 \u5173\u4e8e2026\u5e74\u5ea6\u4f4f\u623f\u516c\u79ef\u91d1\u7f34\u5b58\u8c03\u6574\u6709\u5173\u95ee\u9898\u7684\u901a\u77e5\",\n      \"sourceUrl\": \"https:\/\/gjj.gz.gov.cn\/gg\/tzgg\/content\/post_10879601.html\"\n    },\n    \"bases\": {\n      \"pension\": {\n        \"min\": 5510,\n        \"max\": 27549,\n        \"label\": \"Pension Insurance\"\n      },\n      \"medical\": {\n        \"min\": 6234,\n        \"max\": 31170,\n        \"label\": \"Medical Insurance\"\n      },\n      \"maternity\": {\n        \"min\": 6234,\n        \"max\": 31170,\n        \"label\": \"Maternity Insurance\"\n      },\n      \"unemp\": {\n        \"min\": 2500,\n        \"max\": 41112,\n        \"label\": \"Unemployment Insurance\"\n      },\n      \"injury\": {\n        \"min\": 2500,\n        \"max\": null,\n        \"label\": \"Work Injury Insurance\"\n      }\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"bk\": \"pension\"\n      },\n      {\n        \"n\": \"Medical Insurance\",\n        \"cr\": 0.06,\n        \"er\": 0.02,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"bk\": \"medical\"\n      },\n      {\n        \"n\": \"Maternity Insurance\",\n        \"cr\": 0.0085,\n        \"er\": 0,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"bk\": \"maternity\"\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.008,\n        \"er\": 0.002,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"bk\": \"unemp\"\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"bk\": \"injury\",\n        \"cr_note\": \"Employer benchmark range 0.2%\u20131.4%; entity rate may float\"\n      }\n    ]\n  },\n  \"sz\": {\n    \"label\": \"Shenzhen\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"hold\",\n    \"advisory\": \"This city contains reference or unresolved fields. Use the estimate for planning only and confirm the local filing record before filing.\",\n    \"bMin\": 4775,\n    \"bMax\": 27549,\n    \"inds\": INDS_GD,\n    \"hpf\": {\n      \"min\": 2520,\n      \"max\": 48471,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"all_employers\",\n      \"state\": \"review\",\n      \"badge\": \"2026 reference \u2014 verify before filing\",\n      \"source\": \"\u6df1\u5733\u5e02\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 2026\u5e747\u67081\u65e5\u81f32027\u5e746\u670830\u65e5\u5355\u4f4d\u7f34\u5b58\u804c\u5de5\u7684\u7f34\u5b58\u57fa\u6570\u8c03\u6574\u8981\u6c42\",\n      \"sourceUrl\": \"https:\/\/www.sz.gov.cn\/hdjl\/ywzsk\/jsj\/zfgjj\/content\/post_12893587.html\"\n    },\n    \"bases\": {\n      \"pension\": {\n        \"min\": 4775,\n        \"max\": 27549,\n        \"label\": \"Pension Insurance\"\n      },\n      \"medical\": {\n        \"min\": 6727,\n        \"max\": 33633,\n        \"label\": \"Medical Insurance\"\n      },\n      \"maternity\": {\n        \"min\": 6727,\n        \"max\": 33633,\n        \"label\": \"Maternity Insurance\"\n      },\n      \"unemp\": {\n        \"min\": 2520,\n        \"max\": 44625,\n        \"label\": \"Unemployment Insurance\"\n      },\n      \"injury\": {\n        \"min\": 2520,\n        \"max\": 44625,\n        \"label\": \"Work Injury Insurance\"\n      }\n    },\n    \"tiers\": [\n      {\n        \"label\": \"Shenzhen Hukou \u2013 Tier 1\",\n        \"rows\": [\n          {\n            \"n\": \"Pension Insurance\",\n            \"cr\": 0.17,\n            \"er\": 0.08,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"bk\": \"pension\"\n          },\n          {\n            \"n\": \"Medical Insurance\",\n            \"cr\": 0.06,\n            \"er\": 0.02,\n            \"state\": \"official\",\n            \"badge\": \"2026 official\",\n            \"usable\": true,\n            \"bk\": \"medical\"\n          },\n          {\n            \"n\": \"Maternity Insurance\",\n            \"cr\": 0.005,\n            \"er\": 0,\n            \"state\": \"official\",\n            \"badge\": \"2026 official\",\n            \"usable\": true,\n            \"bk\": \"medical\"\n          },\n          {\n            \"n\": \"Unemployment Insurance\",\n            \"cr\": 0.008,\n            \"er\": 0.002,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"bk\": \"unemp\"\n          },\n          {\n            \"n\": \"Work Injury Insurance\",\n            \"cr\": \"ind\",\n            \"er\": 0,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"bk\": \"unemp\",\n            \"cr_note\": \"Employer benchmark range 0.2%\u20131.4%; entity rate may float\"\n          }\n        ]\n      },\n      {\n        \"label\": \"Non-SZ Hukou \u2013 Tier 1\",\n        \"rows\": [\n          {\n            \"n\": \"Pension Insurance\",\n            \"cr\": 0.16,\n            \"er\": 0.08,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"bk\": \"pension\"\n          },\n          {\n            \"n\": \"Medical Insurance\",\n            \"cr\": 0.06,\n            \"er\": 0.02,\n            \"state\": \"official\",\n            \"badge\": \"2026 official\",\n            \"usable\": true,\n            \"bk\": \"medical\"\n          },\n          {\n            \"n\": \"Maternity Insurance\",\n            \"cr\": 0.005,\n            \"er\": 0,\n            \"state\": \"official\",\n            \"badge\": \"2026 official\",\n            \"usable\": true,\n            \"bk\": \"medical\"\n          },\n          {\n            \"n\": \"Unemployment Insurance\",\n            \"cr\": 0.008,\n            \"er\": 0.002,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"bk\": \"unemp\"\n          },\n          {\n            \"n\": \"Work Injury Insurance\",\n            \"cr\": \"ind\",\n            \"er\": 0,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"bk\": \"unemp\",\n            \"cr_note\": \"Employer benchmark range 0.2%\u20131.4%; entity rate may float\"\n          }\n        ]\n      },\n      {\n        \"label\": \"Non-SZ Hukou \u2013 Tier 2\",\n        \"rows\": [\n          {\n            \"n\": \"Pension Insurance\",\n            \"cr\": 0.16,\n            \"er\": 0.08,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"bk\": \"pension\"\n          },\n          {\n            \"n\": \"Medical Insurance\",\n            \"cr\": 0.015,\n            \"er\": 0.005,\n            \"state\": \"official\",\n            \"badge\": \"2026 official\",\n            \"usable\": true,\n            \"bk\": \"medical\"\n          },\n          {\n            \"n\": \"Maternity Insurance\",\n            \"cr\": 0.005,\n            \"er\": 0,\n            \"state\": \"official\",\n            \"badge\": \"2026 official\",\n            \"usable\": true,\n            \"bk\": \"medical\"\n          },\n          {\n            \"n\": \"Unemployment Insurance\",\n            \"cr\": 0.008,\n            \"er\": 0.002,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"bk\": \"unemp\"\n          },\n          {\n            \"n\": \"Work Injury Insurance\",\n            \"cr\": \"ind\",\n            \"er\": 0,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"bk\": \"unemp\",\n            \"cr_note\": \"Employer benchmark range 0.2%\u20131.4%; entity rate may float\"\n          }\n        ]\n      }\n    ]\n  },\n  \"tj\": {\n    \"label\": \"Tianjin\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"partial\",\n    \"advisory\": \"Some fields are official 2026 values and others remain reference values. Review the row badges and confirm non-official fields before filing.\",\n    \"bMin\": 5180,\n    \"bMax\": 25902,\n    \"inds\": INDS_TJ,\n    \"hpf\": {\n      \"min\": 2510,\n      \"max\": 28917,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"all_employers\",\n      \"state\": \"official\",\n      \"badge\": \"2026 official\",\n      \"source\": \"\u5929\u6d25\u5e02\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 \u5173\u4e8e\u8c03\u65742026\u5e74\u4f4f\u623f\u516c\u79ef\u91d1\u7f34\u5b58\u989d\u7684\u901a\u77e5\",\n      \"sourceUrl\": \"https:\/\/www.zfgjj.cn\/tjgjjcms\/mainSiteApp\/content\/app_zwgk\/app_zcwj\/app_\/app_\/379425.html\"\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Medical Insurance (incl. Maternity)\",\n        \"cr\": 0.105,\n        \"er\": 0.02,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.005,\n        \"er\": 0.005,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n      }\n    ]\n  },\n  \"cd\": {\n    \"label\": \"Chengdu\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"hold\",\n    \"advisory\": \"This city contains reference or unresolved fields. Use the estimate for planning only and confirm the local filing record before filing.\",\n    \"bMin\": 4588,\n    \"bMax\": 22938,\n    \"inds\": INDS_STD,\n    \"hpf\": {\n      \"min\": 2330,\n      \"max\": 32969,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"central_urban_and_new_urban_zones\",\n      \"state\": \"review\",\n      \"badge\": \"2026 reference \u2014 verify before filing\",\n      \"source\": \"\u56db\u5ddd\u7701\u7701\u7ea7\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 \u6210\u90fd2026\u5e74\u5ea6\u4f4f\u623f\u516c\u79ef\u91d1\u7f34\u5b58\u57fa\u6570\u548c\u6bd4\u4f8b\",\n      \"sourceUrl\": \"https:\/\/www.scsjgjj.cn\/zcfg\/dfzc\/1133.htm\"\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Medical Insurance\",\n        \"cr\": 0.075,\n        \"er\": 0.02,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Maternity Insurance\",\n        \"cr\": 0.008,\n        \"er\": 0,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.006,\n        \"er\": 0.004,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n      }\n    ]\n  },\n  \"hz\": {\n    \"label\": \"Hangzhou\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"partial\",\n    \"advisory\": \"Some fields are official 2026 values and others remain reference values. Review the row badges and confirm non-official fields before filing.\",\n    \"bMin\": 4986,\n    \"bMax\": 25299,\n    \"inds\": INDS_HZ,\n    \"hpf\": {\n      \"min\": 2660,\n      \"max\": 42151,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"hangzhou_urban\",\n      \"state\": \"official\",\n      \"badge\": \"2026 official\",\n      \"source\": \"\u676d\u5dde\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 \u5173\u4e8e\u5f00\u5c552026\u5e74\u5ea6\u4f4f\u623f\u516c\u79ef\u91d1\u8c03\u6574\u5de5\u4f5c\u7684\u901a\u77e5\",\n      \"sourceUrl\": \"https:\/\/zjjcmspublicnew.oss-cn-hangzhou-zwynet-d01-a.internet.cloud.zj.gov.cn\/cms_files\/filemanager\/1568099\/attach\/20267\/05bea603588e491483f107735ae7b254.pdf\"\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Medical Insurance (incl. Maternity)\",\n        \"cr\": 0.095,\n        \"er\": 0.02,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.005,\n        \"er\": 0.005,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n      }\n    ]\n  },\n  \"cq\": {\n    \"label\": \"Chongqing\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"hold\",\n    \"advisory\": \"This city contains reference or unresolved fields. Use the estimate for planning only and confirm the local filing record before filing.\",\n    \"bMin\": 4404,\n    \"bMax\": 22017,\n    \"inds\": INDS_CQ,\n    \"hpf\": {\n      \"min\": 2330,\n      \"max\": 30318,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"main_districts\",\n      \"state\": \"reference\",\n      \"badge\": \"2025 reference \u2014 verify before filing\",\n      \"source\": \"\u91cd\u5e86\u5e02\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 2025\u5e74\u5ea6\u4f4f\u623f\u516c\u79ef\u91d1\u7f34\u5b58\u57fa\u6570\u4e0a\u9650\",\n      \"sourceUrl\": \"https:\/\/www.cqgjj.cn\/zwgk\/gsgg\/3396.htm\"\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Medical Insurance\",\n        \"cr\": 0.08,\n        \"er\": 0.02,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Maternity Insurance\",\n        \"cr\": 0.005,\n        \"er\": 0,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.005,\n        \"er\": 0.005,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"cr_note\": \"Employer benchmark range 0.3%\u20132.2%; entity rate may float\"\n      },\n      {\n        \"n\": \"Serious Illness Insurance\",\n        \"cr\": 0.015,\n        \"er\": 0,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"er_fixed\": 5\n      }\n    ]\n  },\n  \"wh\": {\n    \"label\": \"Wuhan\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"hold\",\n    \"advisory\": \"This city contains reference or unresolved fields. Use the estimate for planning only and confirm the local filing record before filing.\",\n    \"bMin\": 4498,\n    \"bMax\": 22488,\n    \"inds\": INDS_STD,\n    \"hpf\": {\n      \"min\": 2400,\n      \"max\": 36072.25,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"all_employers\",\n      \"state\": \"review\",\n      \"badge\": \"2026 reference \u2014 verify before filing\",\n      \"source\": \"\u6b66\u6c49\u5e02\u4eba\u6c11\u653f\u5e9c \u00b7 \u6b66\u6c49\u4f4f\u623f\u516c\u79ef\u91d1\u7f34\u5b58\u7ba1\u7406\u529e\u6cd5\u548c\u5b9e\u65bd\u7ec6\u5219\",\n      \"sourceUrl\": \"https:\/\/www.wuhan.gov.cn\/gwfbpt\/sbm\/szfgjjglzx_80194\/202404\/t20240403_2383744.shtml\"\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Medical Insurance\",\n        \"cr\": 0.08,\n        \"er\": 0.02,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Maternity Insurance\",\n        \"cr\": 0.007,\n        \"er\": 0,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.007,\n        \"er\": 0.003,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n      },\n      {\n        \"n\": \"Serious Illness Insurance\",\n        \"cr\": 0,\n        \"er\": 0,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"er_fixed\": 7\n      }\n    ]\n  },\n  \"su\": {\n    \"label\": \"Suzhou\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"partial\",\n    \"advisory\": \"Some fields are official 2026 values and others remain reference values. Review the row badges and confirm non-official fields before filing.\",\n    \"bMin\": 4952,\n    \"bMax\": 24762,\n    \"inds\": INDS_SU,\n    \"hpf\": {\n      \"min\": 4952,\n      \"max\": 40600,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"ordinary_approved_base\",\n      \"state\": \"official\",\n      \"badge\": \"2026 official\",\n      \"source\": \"\u82cf\u5dde\u5e02\u4eba\u6c11\u653f\u5e9c \u00b7 \u5173\u4e8e\u5f00\u5c55\u82cf\u5dde\u5e022026\u5e74\u5ea6\u4f4f\u623f\u516c\u79ef\u91d1\u7f34\u5b58\u57fa\u6570\u8c03\u6574\u7684\u901a\u77e5\",\n      \"sourceUrl\": \"https:\/\/www.suzhou.gov.cn\/szsrmzf\/zwgg\/202607\/501539493f89439aa33768e34a069914.shtml\"\n    },\n    \"zones\": [\n      {\n        \"label\": \"Regular Zone\",\n        \"rows\": [\n          {\n            \"n\": \"Pension Insurance\",\n            \"cr\": 0.16,\n            \"er\": 0.08,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true\n          },\n          {\n            \"n\": \"Medical Insurance\",\n            \"cr\": 0.07,\n            \"er\": 0.02,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"er_extra\": 5\n          },\n          {\n            \"n\": \"Maternity Insurance\",\n            \"cr\": 0.008,\n            \"er\": 0,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true\n          },\n          {\n            \"n\": \"Unemployment Insurance\",\n            \"cr\": 0.005,\n            \"er\": 0.005,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true\n          },\n          {\n            \"n\": \"Work Injury Insurance\",\n            \"cr\": \"ind\",\n            \"er\": 0,\n            \"state\": \"review\",\n            \"badge\": \"2026 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n          }\n        ]\n      },\n      {\n        \"label\": \"Industrial Park (SIP)\",\n        \"rows\": [\n          {\n            \"n\": \"Pension Insurance\",\n            \"cr\": 0.16,\n            \"er\": 0.08,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true\n          },\n          {\n            \"n\": \"Medical Insurance\",\n            \"cr\": 0.06,\n            \"er\": 0.02,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"er_extra\": 5\n          },\n          {\n            \"n\": \"Maternity Insurance\",\n            \"cr\": 0.008,\n            \"er\": 0,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true\n          },\n          {\n            \"n\": \"Unemployment Insurance\",\n            \"cr\": 0.005,\n            \"er\": 0.005,\n            \"state\": \"reference\",\n            \"badge\": \"2025 reference \u2014 verify before filing\",\n            \"usable\": true\n          },\n          {\n            \"n\": \"Work Injury Insurance\",\n            \"cr\": \"ind\",\n            \"er\": 0,\n            \"state\": \"review\",\n            \"badge\": \"2026 reference \u2014 verify before filing\",\n            \"usable\": true,\n            \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n          }\n        ]\n      }\n    ]\n  },\n  \"xa\": {\n    \"label\": \"Xi'an\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"hold\",\n    \"advisory\": \"This city contains reference or unresolved fields. Use the estimate for planning only and confirm the local filing record before filing.\",\n    \"bMin\": 4737,\n    \"bMax\": 23685,\n    \"inds\": INDS_STD,\n    \"hpf\": {\n      \"min\": 2376,\n      \"max\": 32726,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"class_1_districts\",\n      \"state\": \"official\",\n      \"badge\": \"2026 official\",\n      \"source\": \"\u897f\u5b89\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 \u5173\u4e8e\u8c03\u65742026\u5e74\u5ea6\u4f4f\u623f\u516c\u79ef\u91d1\u7f34\u5b58\u57fa\u6570\u7684\u901a\u77e5\",\n      \"sourceUrl\": \"https:\/\/zfgjj.xa.gov.cn\/gzdt\/tzgg\/2070405479618592769.html\"\n    },\n    \"bases\": {\n      \"pension\": {\n        \"min\": 4737,\n        \"max\": 23685,\n        \"label\": \"Pension Insurance\"\n      },\n      \"medical\": {\n        \"min\": 5132,\n        \"max\": 25660,\n        \"label\": \"Medical Insurance\"\n      },\n      \"unemp\": {\n        \"min\": 4737,\n        \"max\": 23685,\n        \"label\": \"Unemployment Insurance\"\n      },\n      \"injury\": {\n        \"min\": 4737,\n        \"max\": 23685,\n        \"label\": \"Work Injury Insurance\"\n      }\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"bk\": \"pension\"\n      },\n      {\n        \"n\": \"Medical Insurance\",\n        \"cr\": 0.06,\n        \"er\": 0.02,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"bk\": \"medical\"\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.007,\n        \"er\": 0.003,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"bk\": \"unemp\"\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"bk\": \"injury\",\n        \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n      }\n    ]\n  },\n  \"nj\": {\n    \"label\": \"Nanjing\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"partial\",\n    \"advisory\": \"Some fields are official 2026 values and others remain reference values. Review the row badges and confirm non-official fields before filing.\",\n    \"bMin\": 4952,\n    \"bMax\": 24762,\n    \"inds\": INDS_STD,\n    \"hpf\": {\n      \"min\": 2660,\n      \"max\": 42400,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"all_employers\",\n      \"state\": \"official\",\n      \"badge\": \"2026 official\",\n      \"source\": \"\u5357\u4eac\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 \u5173\u4e8e\u8c03\u65742026\u5e74\u5ea6\u4f4f\u623f\u516c\u79ef\u91d1\u7f34\u5b58\u57fa\u6570\u7684\u901a\u77e5\",\n      \"sourceUrl\": \"https:\/\/gjj.nanjing.gov.cn\/zwgk\/tzgg\/202607\/t20260717_5878580.html\"\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Medical Insurance\",\n        \"cr\": 0.07,\n        \"er\": 0.02,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"er_extra\": 10\n      },\n      {\n        \"n\": \"Maternity Insurance\",\n        \"cr\": 0.008,\n        \"er\": 0,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.005,\n        \"er\": 0.005,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true,\n        \"cr_note\": \"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"\n      }\n    ]\n  },\n  \"cs\": {\n    \"label\": \"Changsha\",\n    \"period\": \"Data checked 2026-09-07\",\n    \"dataStatus\": \"partial\",\n    \"advisory\": \"Some fields are official 2026 values and others remain reference values. Review the row badges and confirm non-official fields before filing.\",\n    \"bMin\": 4106,\n    \"bMax\": 20529,\n    \"inds\": INDS_CS,\n    \"hpf\": {\n      \"min\": 2200,\n      \"max\": 32744,\n      \"rateMin\": 5,\n      \"rateMax\": 12,\n      \"scope\": \"all_employers\",\n      \"state\": \"official\",\n      \"badge\": \"2026 official\",\n      \"source\": \"\u6e56\u5357\u7701\u4eba\u6c11\u653f\u5e9c\u95e8\u6237\u7f51\u7ad9 \u00b7 2026\u5e74\u6e56\u5357\u7701\u76f4\u516c\u79ef\u91d1\u6708\u7f34\u5b58\u989d\u786e\u5b9a\",\n      \"sourceUrl\": \"https:\/\/hunan.gov.cn\/hnszf\/hnyw\/zwdt\/202607\/t20260710_34023543.html\"\n    },\n    \"rows\": [\n      {\n        \"n\": \"Pension Insurance\",\n        \"cr\": 0.16,\n        \"er\": 0.08,\n        \"state\": \"review\",\n        \"badge\": \"2026 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Unemployment Insurance\",\n        \"cr\": 0.007,\n        \"er\": 0.003,\n        \"state\": \"reference\",\n        \"badge\": \"2025 reference \u2014 verify before filing\",\n        \"usable\": true\n      },\n      {\n        \"n\": \"Work Injury Insurance\",\n        \"cr\": \"ind\",\n        \"er\": 0,\n        \"state\": \"official\",\n        \"badge\": \"2026 official\",\n        \"usable\": true,\n        \"cr_note\": \"Employer benchmark range 0.6%\u20132.6%; entity rate may float\"\n      }\n    ]\n  },\n  \"nb\": {label:\"Ningbo\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"qd\": {label:\"Qingdao\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"xm\": {label:\"Xiamen\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"dg\": {label:\"Dongguan\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"wx\": {label:\"Wuxi\",period:\"2025 historical reference\",dataStatus:\"hold\",coverageTier:\"B\",calculationBlocked:false,bMin:4952,bMax:24762,inds:INDS_STD,hpf:{min:2490,max:35200,rateMin:5,rateMax:12,state:\"reference\",badge:\"2025 reference \u2014 verify before filing\",source:\"\u65e0\u9521\u5e02\u4f4f\u623f\u516c\u79ef\u91d1\u7ba1\u7406\u4e2d\u5fc3 \u00b7 \u9521\u623f\u91d1\u89c4\u30142025\u30153\u53f7\",sourceUrl:\"https:\/\/www.wuxi.gov.cn\/doc\/2025\/08\/07\/4625816.shtml\"},rows:[{n:\"Pension Insurance\",cr:0.16,er:0.08,state:\"reference\",badge:\"2025 reference \u2014 verify before filing\",usable:true},{n:\"Medical Insurance\",cr:0.07,er:0.02,state:\"reference\",badge:\"2025 reference \u2014 verify before filing\",usable:true},{n:\"Wuxi Employee High-Cost Medical Expense Subsidy\",cr:0.002,er:0,state:\"reference\",badge:\"2024 policy carried into 2025 scenario \u2014 confirm\",usable:true},{n:\"Maternity Insurance\",cr:0.008,er:0,state:\"reference\",badge:\"2025 reference \u2014 verify before filing\",usable:true},{n:\"Unemployment Insurance\",cr:0.005,er:0.005,state:\"reference\",badge:\"2025 reference \u2014 verify before filing\",usable:true},{n:\"Work Injury Insurance\",cr:\"ind\",er:0,state:\"reference\",badge:\"2025 reference \u2014 verify before filing\",usable:true,cr_note:\"Employer benchmark range 0.2%\u20131.9%; entity rate may float\"}]},\n  \"zz\": {label:\"Zhengzhou\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"hf\": {label:\"Hefei\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"jn\": {label:\"Jinan\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"jm\": {label:\"Jiangmen\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"jx\": {label:\"Jiaxing\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"wz\": {label:\"Wenzhou\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"sx\": {label:\"Shaoxing\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"yw\": {label:\"Yiwu (Jinhua)\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"fs\": {label:\"Foshan\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"zh\": {label:\"Zhuhai\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"zs\": {label:\"Zhongshan\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"huiz\": {label:\"Huizhou\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"yt\": {label:\"Yantai\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"wei\": {label:\"Weihai\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"wf\": {label:\"Weifang\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"km\": {label:\"Kunming\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"dl\": {label:\"Dalian\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"sy\": {label:\"Shenyang\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"fz\": {label:\"Fuzhou\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"},\n  \"hk\": {label:\"Haikou\",dataStatus:\"hold\",coverageTier:\"C\",inds:[],calculationBlocked:true,blockedReason:\"\"}\n};\nconst OC_CALC_I18N={\"cityNames\":{\"bj\":{\"en\":\"Beijing\",\"hans\":\"\u5317\u4eac\",\"hant\":\"\u5317\u4eac\"},\"sh\":{\"en\":\"Shanghai\",\"hans\":\"\u4e0a\u6d77\",\"hant\":\"\u4e0a\u6d77\"},\"gz\":{\"en\":\"Guangzhou\",\"hans\":\"\u5e7f\u5dde\",\"hant\":\"\u5ee3\u5dde\"},\"sz\":{\"en\":\"Shenzhen\",\"hans\":\"\u6df1\u5733\",\"hant\":\"\u6df1\u5733\"},\"tj\":{\"en\":\"Tianjin\",\"hans\":\"\u5929\u6d25\",\"hant\":\"\u5929\u6d25\"},\"cd\":{\"en\":\"Chengdu\",\"hans\":\"\u6210\u90fd\",\"hant\":\"\u6210\u90fd\"},\"hz\":{\"en\":\"Hangzhou\",\"hans\":\"\u676d\u5dde\",\"hant\":\"\u676d\u5dde\"},\"cq\":{\"en\":\"Chongqing\",\"hans\":\"\u91cd\u5e86\",\"hant\":\"\u91cd\u6176\"},\"wh\":{\"en\":\"Wuhan\",\"hans\":\"\u6b66\u6c49\",\"hant\":\"\u6b66\u6f22\"},\"su\":{\"en\":\"Suzhou\",\"hans\":\"\u82cf\u5dde\",\"hant\":\"\u8607\u5dde\"},\"xa\":{\"en\":\"Xi'an\",\"hans\":\"\u897f\u5b89\",\"hant\":\"\u897f\u5b89\"},\"nj\":{\"en\":\"Nanjing\",\"hans\":\"\u5357\u4eac\",\"hant\":\"\u5357\u4eac\"},\"cs\":{\"en\":\"Changsha\",\"hans\":\"\u957f\u6c99\",\"hant\":\"\u9577\u6c99\"}},\"schemes\":{\"Pension Insurance\":{\"en\":\"Pension Insurance\",\"hans\":\"\u517b\u8001\u4fdd\u9669\",\"hant\":\"\u990a\u8001\u4fdd\u96aa\"},\"Medical Insurance\":{\"en\":\"Medical Insurance\",\"hans\":\"\u533b\u7597\u4fdd\u9669\",\"hant\":\"\u91ab\u7642\u4fdd\u96aa\"},\"Medical Insurance (incl. Maternity)\":{\"en\":\"Medical Insurance (incl. Maternity)\",\"hans\":\"\u533b\u7597\u4fdd\u9669\uff08\u542b\u751f\u80b2\uff09\",\"hant\":\"\u91ab\u7642\u4fdd\u96aa\uff08\u542b\u751f\u80b2\uff09\"},\"Maternity Insurance\":{\"en\":\"Maternity Insurance\",\"hans\":\"\u751f\u80b2\u4fdd\u9669\",\"hant\":\"\u751f\u80b2\u4fdd\u96aa\"},\"Unemployment Insurance\":{\"en\":\"Unemployment Insurance\",\"hans\":\"\u5931\u4e1a\u4fdd\u9669\",\"hant\":\"\u5931\u696d\u4fdd\u96aa\"},\"Work Injury Insurance\":{\"en\":\"Work Injury Insurance\",\"hans\":\"\u5de5\u4f24\u4fdd\u9669\",\"hant\":\"\u5de5\u50b7\u4fdd\u96aa\"},\"Serious Illness Insurance\":{\"en\":\"Serious Illness Insurance\",\"hans\":\"\u5927\u75c5\u4fdd\u9669\",\"hant\":\"\u5927\u75c5\u4fdd\u96aa\"},\"Wuxi Employee High-Cost Medical Expense Subsidy\":{\"en\":\"Employee high-cost medical expense subsidy (employer supplement)\",\"hans\":\"\u804c\u5de5\u5927\u989d\u533b\u7597\u8d39\u7528\u8865\u52a9\uff08\u5355\u4f4d\u8865\u5145\u533b\u4fdd\uff09\",\"hant\":\"\u8077\u5de5\u5927\u984d\u91ab\u7642\u8cbb\u7528\u88dc\u52a9\uff08\u50f1\u4e3b\u88dc\u5145\u91ab\u4fdd\uff09\"},\"Housing Provident Fund\":{\"en\":\"Housing Provident Fund\",\"hans\":\"\u4f4f\u623f\u516c\u79ef\u91d1\",\"hant\":\"\u4f4f\u623f\u516c\u7a4d\u91d1\"},\"Supplementary Housing Fund\":{\"en\":\"Supplementary Housing Fund\",\"hans\":\"\u8865\u5145\u4f4f\u623f\u516c\u79ef\u91d1\",\"hant\":\"\u88dc\u5145\u4f4f\u623f\u516c\u7a4d\u91d1\"}},\"ui\":{\"en\":{\"dataChecked\":\"Data checked\",\"verifiedTitle\":\"Verified 2026 data\",\"partialTitle\":\"Mixed data status\",\"holdTitle\":\"Planning estimate \u2014 confirmation required\",\"verifiedAdvice\":\"The displayed profile uses verified 2026 rules. Confirm the entity-specific work-injury assessment before filing.\",\"partialAdvice\":\"Some fields are official 2026 values and others remain reference values. Check the row badges and confirm non-official fields before filing.\",\"holdAdvice\":\"This city still contains reference or unresolved fields. Use the result for planning and confirm the local filing record before filing.\",\"hpf\":\"Housing Provident Fund (HPF)\",\"contributionBase\":\"Contribution base\",\"floorApplied\":\"floor applied\",\"ceilingApplied\":\"ceiling applied\",\"cityRange\":\"City range\",\"employerContribution\":\"Employer contribution\",\"employeeContribution\":\"Employee contribution\",\"source\":\"Source\",\"hpfNote\":\"The base normally follows the prior-year average monthly salary and is subject to the displayed local floor and ceiling. The calculator uses current salary only as a planning proxy.\",\"official\":\"2026 official\",\"review\":\"2026 reference \u2014 verify before filing\",\"reference\":\"2025 reference \u2014 verify before filing\",\"future\":\"Applies from\",\"workInjury\":\"Employer benchmark range {range}; the entity rate may vary\",\"confirmWorkInjury\":\"Confirm the entity-specific rate\",\"withheldTitle\":\"Current total withheld\",\"missingCurrentMedical\":\"The only medical-insurance rule in this dataset starts on 2026-10-01. Medical insurance is not included, so no current total is shown for budgeting or filing.\"},\"hans\":{\"dataChecked\":\"\u6570\u636e\u6838\u5bf9\u81f3\",\"verifiedTitle\":\"2026 \u5e74\u6570\u636e\u5df2\u6838\u5b9e\",\"partialTitle\":\"\u90e8\u5206\u6570\u636e\u4ecd\u9700\u6838\u5bf9\",\"holdTitle\":\"\u9884\u7b97\u4f30\u7b97\uff0c\u7533\u62a5\u524d\u786e\u8ba4\",\"verifiedAdvice\":\"\u5f53\u524d\u663e\u793a\u53e3\u5f84\u91c7\u7528\u5df2\u6838\u5b9e\u7684 2026 \u5e74\u89c4\u5219\u3002\u6b63\u5f0f\u7533\u62a5\u524d\uff0c\u8fd8\u8981\u786e\u8ba4\u4f01\u4e1a\u9002\u7528\u7684\u5de5\u4f24\u8d39\u7387\u3002\",\"partialAdvice\":\"\u90e8\u5206\u9879\u76ee\u5df2\u7ecf\u91c7\u7528 2026 \u5e74\u5b98\u65b9\u6570\u636e\uff0c\u5176\u4f59\u4ecd\u4e3a\u53c2\u8003\u503c\u3002\u8bf7\u67e5\u770b\u6bcf\u4e00\u884c\u7684\u72b6\u6001\uff0c\u6b63\u5f0f\u7533\u62a5\u524d\u6838\u5bf9\u975e\u5b98\u65b9\u6570\u636e\u3002\",\"holdAdvice\":\"\u8fd9\u5ea7\u57ce\u5e02\u4ecd\u6709\u53c2\u8003\u503c\u6216\u5f85\u786e\u8ba4\u9879\u76ee\u3002\u7ed3\u679c\u9002\u5408\u505a\u9884\u7b97\uff0c\u6b63\u5f0f\u7533\u62a5\u524d\u8bf7\u6838\u5bf9\u5f53\u5730\u7533\u62a5\u8bb0\u5f55\u3002\",\"hpf\":\"\u4f4f\u623f\u516c\u79ef\u91d1\",\"contributionBase\":\"\u7f34\u8d39\u57fa\u6570\",\"floorApplied\":\"\u5df2\u6309\u4e0b\u9650\u8ba1\u7b97\",\"ceilingApplied\":\"\u5df2\u6309\u4e0a\u9650\u8ba1\u7b97\",\"cityRange\":\"\u5f53\u5730\u6bd4\u4f8b\u8303\u56f4\",\"employerContribution\":\"\u5355\u4f4d\u7f34\u5b58\",\"employeeContribution\":\"\u4e2a\u4eba\u7f34\u5b58\",\"source\":\"\u6765\u6e90\",\"hpfNote\":\"\u516c\u79ef\u91d1\u57fa\u6570\u901a\u5e38\u6309\u4e0a\u5e74\u5ea6\u6708\u5e73\u5747\u5de5\u8d44\u786e\u5b9a\uff0c\u5e76\u53d7\u5f53\u5730\u4e0a\u4e0b\u9650\u7ea6\u675f\u3002\u8ba1\u7b97\u5668\u6682\u7528\u5f53\u524d\u6708\u85aa\u4f30\u7b97\uff0c\u6b63\u5f0f\u7533\u62a5\u65f6\u8bf7\u4ee5\u5b9e\u9645\u6838\u5b9a\u57fa\u6570\u4e3a\u51c6\u3002\",\"official\":\"2026 \u5e74\u5b98\u65b9\u6570\u636e\",\"review\":\"2026 \u5e74\u53c2\u8003\u503c\uff0c\u7533\u62a5\u524d\u6838\u5bf9\",\"reference\":\"2025 \u5e74\u53c2\u8003\u503c\uff0c\u7533\u62a5\u524d\u6838\u5bf9\",\"future\":\"\u81ea\u4ee5\u4e0b\u65e5\u671f\u8d77\u9002\u7528\",\"workInjury\":\"\u5355\u4f4d\u57fa\u51c6\u8d39\u7387\u8303\u56f4 {range}\uff1b\u4f01\u4e1a\u5b9e\u9645\u8d39\u7387\u53ef\u80fd\u6d6e\u52a8\",\"confirmWorkInjury\":\"\u8bf7\u786e\u8ba4\u4f01\u4e1a\u9002\u7528\u7684\u5de5\u4f24\u8d39\u7387\",\"withheldTitle\":\"\u5f53\u524d\u603b\u989d\u6682\u4e0d\u663e\u793a\",\"missingCurrentMedical\":\"\u8fd9\u4efd\u6570\u636e\u4e2d\u7684\u533b\u7597\u4fdd\u9669\u89c4\u5219\u8981\u5230 2026 \u5e74 10 \u6708 1 \u65e5\u624d\u751f\u6548\u3002\u5f53\u524d\u671f\u95f4\u7f3a\u5c11\u53ef\u7528\u7684\u533b\u7597\u4fdd\u9669\u6570\u636e\uff0c\u56e0\u6b64\u4e0d\u663e\u793a\u9884\u7b97\u6216\u7533\u62a5\u603b\u989d\u3002\"},\"hant\":{\"dataChecked\":\"\u8cc7\u6599\u6838\u5c0d\u81f3\",\"verifiedTitle\":\"2026 \u5e74\u8cc7\u6599\u5df2\u6838\u5be6\",\"partialTitle\":\"\u90e8\u5206\u8cc7\u6599\u4ecd\u9700\u6838\u5c0d\",\"holdTitle\":\"\u9810\u7b97\u4f30\u7b97\uff0c\u7533\u5831\u524d\u78ba\u8a8d\",\"verifiedAdvice\":\"\u76ee\u524d\u986f\u793a\u53e3\u5f91\u63a1\u7528\u5df2\u6838\u5be6\u7684 2026 \u5e74\u898f\u5247\u3002\u6b63\u5f0f\u7533\u5831\u524d\uff0c\u4ecd\u8981\u78ba\u8a8d\u4f01\u696d\u9069\u7528\u7684\u5de5\u50b7\u8cbb\u7387\u3002\",\"partialAdvice\":\"\u90e8\u5206\u9805\u76ee\u5df2\u63a1\u7528 2026 \u5e74\u5b98\u65b9\u8cc7\u6599\uff0c\u5176\u9918\u4ecd\u70ba\u53c3\u8003\u503c\u3002\u8acb\u67e5\u770b\u6bcf\u4e00\u884c\u7684\u72c0\u614b\uff0c\u6b63\u5f0f\u7533\u5831\u524d\u6838\u5c0d\u975e\u5b98\u65b9\u8cc7\u6599\u3002\",\"holdAdvice\":\"\u9019\u5ea7\u57ce\u5e02\u4ecd\u6709\u53c3\u8003\u503c\u6216\u5f85\u78ba\u8a8d\u9805\u76ee\u3002\u7d50\u679c\u9069\u5408\u7528\u65bc\u9810\u7b97\uff0c\u6b63\u5f0f\u7533\u5831\u524d\u8acb\u6838\u5c0d\u7576\u5730\u7533\u5831\u7d00\u9304\u3002\",\"hpf\":\"\u4f4f\u623f\u516c\u7a4d\u91d1\",\"contributionBase\":\"\u7e73\u8cbb\u57fa\u6578\",\"floorApplied\":\"\u5df2\u6309\u4e0b\u9650\u8a08\u7b97\",\"ceilingApplied\":\"\u5df2\u6309\u4e0a\u9650\u8a08\u7b97\",\"cityRange\":\"\u7576\u5730\u6bd4\u4f8b\u7bc4\u570d\",\"employerContribution\":\"\u50f1\u4e3b\u7e73\u5b58\",\"employeeContribution\":\"\u50f1\u54e1\u7e73\u5b58\",\"source\":\"\u4f86\u6e90\",\"hpfNote\":\"\u516c\u7a4d\u91d1\u57fa\u6578\u901a\u5e38\u6309\u4e0a\u5e74\u5ea6\u6708\u5e73\u5747\u5de5\u8cc7\u91d0\u5b9a\uff0c\u4e26\u53d7\u7576\u5730\u4e0a\u4e0b\u9650\u7d04\u675f\u3002\u8a08\u7b97\u5668\u66ab\u4ee5\u76ee\u524d\u6708\u85aa\u4f30\u7b97\uff0c\u6b63\u5f0f\u7533\u5831\u6642\u8acb\u4ee5\u5be6\u969b\u6838\u5b9a\u57fa\u6578\u70ba\u6e96\u3002\",\"official\":\"2026 \u5e74\u5b98\u65b9\u8cc7\u6599\",\"review\":\"2026 \u5e74\u53c3\u8003\u503c\uff0c\u7533\u5831\u524d\u6838\u5c0d\",\"reference\":\"2025 \u5e74\u53c3\u8003\u503c\uff0c\u7533\u5831\u524d\u6838\u5c0d\",\"future\":\"\u81ea\u4ee5\u4e0b\u65e5\u671f\u8d77\u9069\u7528\",\"workInjury\":\"\u50f1\u4e3b\u57fa\u6e96\u8cbb\u7387\u7bc4\u570d {range}\uff1b\u4f01\u696d\u5be6\u969b\u8cbb\u7387\u53ef\u80fd\u6d6e\u52d5\",\"confirmWorkInjury\":\"\u8acb\u78ba\u8a8d\u4f01\u696d\u9069\u7528\u7684\u5de5\u50b7\u8cbb\u7387\",\"withheldTitle\":\"\u76ee\u524d\u7e3d\u984d\u66ab\u4e0d\u986f\u793a\",\"missingCurrentMedical\":\"\u9019\u4efd\u8cc7\u6599\u4e2d\u7684\u91ab\u7642\u4fdd\u96aa\u898f\u5247\u8981\u5230 2026 \u5e74 10 \u6708 1 \u65e5\u624d\u751f\u6548\u3002\u76ee\u524d\u671f\u9593\u7f3a\u5c11\u53ef\u7528\u7684\u91ab\u7642\u4fdd\u96aa\u8cc7\u6599\uff0c\u56e0\u6b64\u4e0d\u986f\u793a\u9810\u7b97\u6216\u7533\u5831\u7e3d\u984d\u3002\"}}};\nObject.assign(OC_CALC_I18N.cityNames,{\"nb\":{\"en\":\"Ningbo\",\"hans\":\"\u5b81\u6ce2\",\"hant\":\"\u5be7\u6ce2\"},\"qd\":{\"en\":\"Qingdao\",\"hans\":\"\u9752\u5c9b\",\"hant\":\"\u9752\u5cf6\"},\"xm\":{\"en\":\"Xiamen\",\"hans\":\"\u53a6\u95e8\",\"hant\":\"\u5ec8\u9580\"},\"dg\":{\"en\":\"Dongguan\",\"hans\":\"\u4e1c\u839e\",\"hant\":\"\u6771\u839e\"},\"wx\":{\"en\":\"Wuxi\",\"hans\":\"\u65e0\u9521\",\"hant\":\"\u7121\u932b\"},\"zz\":{\"en\":\"Zhengzhou\",\"hans\":\"\u90d1\u5dde\",\"hant\":\"\u912d\u5dde\"},\"hf\":{\"en\":\"Hefei\",\"hans\":\"\u5408\u80a5\",\"hant\":\"\u5408\u80a5\"},\"jn\":{\"en\":\"Jinan\",\"hans\":\"\u6d4e\u5357\",\"hant\":\"\u6fdf\u5357\"},\"jm\":{\"en\":\"Jiangmen\",\"hans\":\"\u6c5f\u95e8\",\"hant\":\"\u6c5f\u9580\"},\"jx\":{\"en\":\"Jiaxing\",\"hans\":\"\u5609\u5174\",\"hant\":\"\u5609\u8208\"},\"wz\":{\"en\":\"Wenzhou\",\"hans\":\"\u6e29\u5dde\",\"hant\":\"\u6eab\u5dde\"},\"sx\":{\"en\":\"Shaoxing\",\"hans\":\"\u7ecd\u5174\",\"hant\":\"\u7d39\u8208\"},\"yw\":{\"en\":\"Yiwu (Jinhua)\",\"hans\":\"\u4e49\u4e4c\uff08\u91d1\u534e\uff09\",\"hant\":\"\u7fa9\u70cf\uff08\u91d1\u83ef\uff09\"},\"fs\":{\"en\":\"Foshan\",\"hans\":\"\u4f5b\u5c71\",\"hant\":\"\u4f5b\u5c71\"},\"zh\":{\"en\":\"Zhuhai\",\"hans\":\"\u73e0\u6d77\",\"hant\":\"\u73e0\u6d77\"},\"zs\":{\"en\":\"Zhongshan\",\"hans\":\"\u4e2d\u5c71\",\"hant\":\"\u4e2d\u5c71\"},\"huiz\":{\"en\":\"Huizhou\",\"hans\":\"\u60e0\u5dde\",\"hant\":\"\u60e0\u5dde\"},\"yt\":{\"en\":\"Yantai\",\"hans\":\"\u70df\u53f0\",\"hant\":\"\u7159\u53f0\"},\"wei\":{\"en\":\"Weihai\",\"hans\":\"\u5a01\u6d77\",\"hant\":\"\u5a01\u6d77\"},\"wf\":{\"en\":\"Weifang\",\"hans\":\"\u6f4d\u574a\",\"hant\":\"\u6ff0\u574a\"},\"km\":{\"en\":\"Kunming\",\"hans\":\"\u6606\u660e\",\"hant\":\"\u6606\u660e\"},\"dl\":{\"en\":\"Dalian\",\"hans\":\"\u5927\u8fde\",\"hant\":\"\u5927\u9023\"},\"sy\":{\"en\":\"Shenyang\",\"hans\":\"\u6c88\u9633\",\"hant\":\"\u700b\u967d\"},\"fz\":{\"en\":\"Fuzhou\",\"hans\":\"\u798f\u5dde\",\"hant\":\"\u798f\u5dde\"},\"hk\":{\"en\":\"Haikou\",\"hans\":\"\u6d77\u53e3\",\"hant\":\"\u6d77\u53e3\"}});\nfor(const [lang,copy] of Object.entries({\"en\":{\"coverageNote\":\"Budget figures are available for 13 cities, including Wuxi as a 2025 historical planning estimate. Changsha and 24 other cities have no automatic total.\",\"pendingGroup\":\"Additional cities \u2014 Wuxi 2025 estimate; 24 manual\",\"pendingSuffix\":\"manual estimate\",\"pendingTitle\":\"Manual estimate required\",\"pendingAdvice\":\"A complete historical contribution rule set has not been verified for this city, so no total is shown.\",\"pendingReason\":\"We are checking the 2025 insurance, housing-fund and local variants. The salary entered above has not been used to calculate a total.\",\"pendingCta\":\"Request a manual estimate\",\"contactHref\":\"https:\/\/out2china.com\/contact\/\"},\"hans\":{\"coverageNote\":\"\u76ee\u524d 13 \u57ce\u53ef\u663e\u793a\u521d\u6b65\u9884\u7b97\uff0c\u5176\u4e2d\u65e0\u9521\u91c7\u7528 2025 \u5e74\u5386\u53f2\u6570\u636e\u4f5c\u60c5\u666f\u4f30\u7b97\uff1b\u957f\u6c99\u53ca\u5176\u4f59 24 \u57ce\u6682\u4e0d\u663e\u793a\u81ea\u52a8\u603b\u989d\u3002\",\"pendingGroup\":\"\u65b0\u589e\u57ce\u5e02\uff1a\u65e0\u9521 2025 \u53c2\u8003\u4f30\u7b97\uff0c24 \u57ce\u9700\u4eba\u5de5\u6d4b\u7b97\",\"pendingSuffix\":\"\u4eba\u5de5\u6d4b\u7b97\",\"pendingTitle\":\"\u9700\u8981\u4eba\u5de5\u6d4b\u7b97\",\"pendingAdvice\":\"\u8fd9\u5ea7\u57ce\u5e02\u5c1a\u672a\u6838\u5b9e\u5b8c\u6574\u7684\u5386\u53f2\u7f34\u8d39\u89c4\u5219\uff0c\u56e0\u6b64\u4e0d\u663e\u793a\u81ea\u52a8\u603b\u989d\u3002\",\"pendingReason\":\"\u6211\u4eec\u6b63\u5728\u6838\u5bf9 2025 \u5e74\u4e94\u9669\u3001\u516c\u79ef\u91d1\u53ca\u5f53\u5730\u5206\u652f\u53e3\u5f84\u3002\u4e0a\u65b9\u8f93\u5165\u7684\u5de5\u8d44\u5e76\u672a\u7528\u4e8e\u8ba1\u7b97\u603b\u989d\u3002\",\"pendingCta\":\"\u7533\u8bf7\u4eba\u5de5\u6d4b\u7b97\",\"contactHref\":\"https:\/\/out2china.com\/zh\/%e8%81%94%e7%b3%bb%e6%88%91%e4%bb%ac\/\"},\"hant\":{\"coverageNote\":\"\u76ee\u524d 13 \u57ce\u53ef\u986f\u793a\u521d\u6b65\u9810\u7b97\uff0c\u5176\u4e2d\u7121\u932b\u63a1\u7528 2025 \u5e74\u6b77\u53f2\u8cc7\u6599\u4f5c\u60c5\u666f\u4f30\u7b97\uff1b\u9577\u6c99\u53ca\u5176\u9918 24 \u57ce\u66ab\u4e0d\u986f\u793a\u81ea\u52d5\u7e3d\u984d\u3002\",\"pendingGroup\":\"\u65b0\u589e\u57ce\u5e02\uff1a\u7121\u932b 2025 \u53c3\u8003\u4f30\u7b97\uff0c24 \u57ce\u9700\u4eba\u5de5\u4f30\u7b97\",\"pendingSuffix\":\"\u4eba\u5de5\u4f30\u7b97\",\"pendingTitle\":\"\u9700\u8981\u4eba\u5de5\u4f30\u7b97\",\"pendingAdvice\":\"\u9019\u5ea7\u57ce\u5e02\u5c1a\u672a\u6838\u5be6\u5b8c\u6574\u7684\u6b77\u53f2\u7e73\u8cbb\u898f\u5247\uff0c\u56e0\u6b64\u4e0d\u986f\u793a\u81ea\u52d5\u7e3d\u984d\u3002\",\"pendingReason\":\"\u6211\u5011\u6b63\u5728\u6838\u5c0d 2025 \u5e74\u4e94\u96aa\u3001\u516c\u7a4d\u91d1\u53ca\u7576\u5730\u5206\u652f\u53e3\u5f91\u3002\u4e0a\u65b9\u8f38\u5165\u7684\u5de5\u8cc7\u4e26\u672a\u7528\u65bc\u8a08\u7b97\u7e3d\u984d\u3002\",\"pendingCta\":\"\u7d22\u53d6\u4eba\u5de5\u4f30\u7b97\",\"contactHref\":\"https:\/\/out2china.com\/zh_hk\/%e8%81%af%e7%b9%ab%e6%88%91%e5%80%91\/\"}}))Object.assign(OC_CALC_I18N.ui[lang],copy);\nconst OC_CALC_UI=OC_CALC_I18N.ui[OC_LANG]||OC_CALC_I18N.ui.en;\nconst OC_CALC_BLOCKS={\"cs\":\"missingCurrentMedical\"};\nfor(const [code,d] of Object.entries(CITY)){\n  d.label=(OC_CALC_I18N.cityNames[code]||{} )[OC_LANG]||d.label;\n  d.period=code==='wx'?(OC_LANG==='hans'?'2025 \u5e74\u5386\u53f2\u53c2\u8003\u4f30\u7b97':OC_LANG==='hant'?'2025 \u5e74\u6b77\u53f2\u53c3\u8003\u4f30\u7b97':'2025 historical planning estimate'):OC_CALC_UI.dataChecked+' 2026-09-07';\n  d.advisory=d.dataStatus==='verified'?OC_CALC_UI.verifiedAdvice:(d.dataStatus==='partial'?OC_CALC_UI.partialAdvice:OC_CALC_UI.holdAdvice);\n  const localizeRow=(row)=>{ const isWxSupplement=row.n==='Wuxi Employee High-Cost Medical Expense Subsidy'; const names=OC_CALC_I18N.schemes[row.n]; if(names) row.n=names[OC_LANG]||names.en; row.badge=isWxSupplement?({en:'2024 policy carry-forward assumption \u2014 2025 applicability and base unverified',hans:'2024 \u5e74\u653f\u7b56\u5ef6\u7eed\u5047\u8bbe\uff0c2025 \u5e74\u9002\u7528\u4e0e\u57fa\u6570\u5f85\u6838',hant:'2024 \u5e74\u653f\u7b56\u5ef6\u7e8c\u5047\u8a2d\uff0c2025 \u5e74\u9069\u7528\u8207\u57fa\u6578\u5f85\u6838'}[OC_LANG]):(row.state==='future'?OC_CALC_UI.future+' '+(row.badge.match(\/\\d{4}-\\d{2}-\\d{2}\/)||[''])[0]:(OC_CALC_UI[row.state]||row.badge)); if(row.cr_note){ const range=(row.cr_note.match(\/\\d+(?:\\.\\d+)?%\u2013\\d+(?:\\.\\d+)?%\/)||[''])[0]; row.cr_note=range?OC_CALC_UI.workInjury.replace('{range}',range):OC_CALC_UI.confirmWorkInjury; } };\n  (d.rows||[]).forEach(localizeRow); (d.tiers||[]).forEach(t=>{t.label=OC_X(t.label);t.rows.forEach(localizeRow)}); (d.zones||[]).forEach(z=>{z.label=OC_X(z.label);z.rows.forEach(localizeRow)}); Object.values(d.bases||{}).forEach(b=>{const names=OC_CALC_I18N.schemes[b.label];if(names)b.label=names[OC_LANG]||names.en});\n  if(d.hpf) d.hpf.badge=OC_CALC_UI[d.hpf.state]||d.hpf.badge;\n  if(OC_CALC_BLOCKS[code]){d.calculationBlocked=true;d.blockedReason=OC_CALC_UI[OC_CALC_BLOCKS[code]];}\n  if(d.coverageTier==='C'){d.calculationBlocked=true;d.advisory=OC_CALC_UI.pendingAdvice;d.blockedReason=OC_CALC_UI.pendingReason;}\n}\nconst OC_WX_WARNING={en:'Historical 2025 planning scenario, not 2026 rates or an actual filing amount. Employer supplemental medical at 0.2% is a carry-forward assumption from a 2024 policy still marked effective; its 2025 applicability and base need confirmation. Work injury uses the selected industry benchmark, housing fund the selected rate, and entered salary proxies the prior-year wage base.',hans:'\u4ec5\u7528 2025 \u5e74\u5386\u53f2\u6570\u636e\u4f30\u7b97\uff0c\u5e76\u975e 2026 \u5e74\u73b0\u884c\u8d39\u7387\u6216\u7533\u62a5\u91d1\u989d\u3002\u5355\u4f4d\u8865\u5145\u533b\u4fdd 0.2% \u4f9d 2024 \u5e74\u4ecd\u6807\u6709\u6548\u7684\u653f\u7b56\u6682\u4f5c\u5ef6\u7eed\u5047\u8bbe\uff1b\u5b9e\u9645\u9002\u7528\u671f\u4e0e\u57fa\u6570\u5f85\u6838\u3002\u5de5\u4f24\u6309\u6240\u9009\u884c\u4e1a\u57fa\u51c6\u3001\u516c\u79ef\u91d1\u6309\u6240\u9009\u6bd4\u4f8b\uff1b\u5de5\u8d44\u6682\u4ee3\u4e0a\u5e74\u6708\u5747\u57fa\u6570\u3002',hant:'\u50c5\u7528 2025 \u5e74\u6b77\u53f2\u8cc7\u6599\u4f30\u7b97\uff0c\u4e26\u975e 2026 \u5e74\u73fe\u884c\u8cbb\u7387\u6216\u7533\u5831\u91d1\u984d\u3002\u50f1\u4e3b\u88dc\u5145\u91ab\u4fdd 0.2% \u4f9d 2024 \u5e74\u4ecd\u6a19\u6709\u6548\u7684\u653f\u7b56\u66ab\u4f5c\u5ef6\u7e8c\u5047\u8a2d\uff1b\u5be6\u969b\u9069\u7528\u671f\u8207\u57fa\u6578\u5f85\u6838\u3002\u5de5\u50b7\u6309\u6240\u9078\u884c\u696d\u57fa\u6e96\u3001\u516c\u7a4d\u91d1\u6309\u6240\u9078\u6bd4\u4f8b\uff1b\u5de5\u8cc7\u66ab\u4ee3\u4e0a\u5e74\u6708\u5747\u57fa\u6578\u3002'};\nCITY.wx.advisory=OC_WX_WARNING[OC_LANG]+' <a href=\"https:\/\/jiangsu.chinatax.gov.cn\/art\/2025\/10\/20\/art_22437_1941.html\" target=\"_blank\" rel=\"noopener\">2025 base<\/a> \u00b7 <a href=\"https:\/\/jiangsu.chinatax.gov.cn\/art\/2025\/3\/3\/art_8539_372104.html\" target=\"_blank\" rel=\"noopener\">Wuxi rates<\/a> \u00b7 <a href=\"https:\/\/ylbzj.wuxi.gov.cn\/doc\/2023\/12\/29\/4147542.shtml\" target=\"_blank\" rel=\"noopener\">0.2% policy<\/a>';\n\n\/\/ \u2500\u2500 Utilities \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\nfunction clamp(v, mn, mx){\n  if(v < mn) return {val:mn, flag:'floor'};\n  if(mx !== null && v > mx) return {val:mx, flag:'ceil'};\n  return {val:v, flag:null};\n}\nfunction isMultiCity(c){ return c==='sz'||c==='gz'||c==='xa'; }\n\nfunction onHpf(side){\n  const v = parseInt(document.getElementById('inp-hpf-'+side).value);\n  document.getElementById('lbl-hpf-'+side).textContent = v+'%';\n  document.getElementById('sv-hpf-'+side).textContent  = v+'%';\n  render();\n}\n\nfunction onCity(){\n  const c = document.getElementById('sel-city').value;\n  document.getElementById('o2c-calc').classList.toggle('oc-c-status', CITY[c].calculationBlocked===true);\n  document.getElementById('f-tier').style.display = c==='sz' ? '' : 'none';\n  document.getElementById('f-su').style.display   = c==='su' ? '' : 'none';\n  buildInds();\n  if(indHelpOpen){ indHelpOpen=false; toggleIndHelp(); }\n  render();\n}\n\nfunction buildInds(){\n  const c = document.getElementById('sel-city').value;\n  const d = CITY[c];\n  const sel = document.getElementById('sel-ind');\n  const prev = parseInt(sel.value)||0;\n  sel.innerHTML = '';\n  d.inds.forEach(([name],i)=>{ const o=document.createElement('option'); o.value=i; o.textContent=OC_X(name); sel.appendChild(o); });\n  sel.value = Math.min(prev, d.inds.length-1);\n}\n\n\/\/ \u2500\u2500 Industry help panel \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\nconst IND_DESC = {\n  STD:[\n    ['Cat. 1 (0.2%)','Software, internet, finance, education, consulting, law firms, accounting firms \u2014 pure office-based industries'],\n    ['Cat. 2 (0.4%)','Wholesale & retail, hospitality, real estate, property management, general trading companies'],\n    ['Cat. 3 (0.7%)','Light manufacturing (food, textiles, printing), electronics assembly, transportation & logistics'],\n    ['Cat. 4 (0.9%)','Machinery manufacturing, auto parts, timber processing, low-risk chemicals'],\n    ['Cat. 5 (1.1%)','Steel & non-ferrous metal smelting, rubber products, heavy machinery'],\n    ['Cat. 6 (1.3%)','Petroleum refining, medium-risk chemicals, glass, ceramics'],\n    ['Cat. 7 (1.6%)','Coal mining, ferrous metal ore extraction, fireworks & explosives manufacturing'],\n    ['Cat. 8 (1.9%)','Asbestos & toxic mineral extraction, radioactive ore mining, and other high-risk industries'],\n  ],\n  GD:[\n    ['Cat. 1 (0.2%)','Software, internet, finance, education, consulting, law firms \u2014 pure office-based industries'],\n    ['Cat. 2 (0.4%)','Wholesale & retail, real estate, property management, general trading'],\n    ['Cat. 3 (0.6%)','Light manufacturing (food, textiles, electronics assembly), general services'],\n    ['Cat. 4 (0.8%)','Machinery manufacturing, auto parts, timber processing, transportation & logistics'],\n    ['Cat. 5 (0.9%)','Steel smelting, rubber products, heavy machinery'],\n    ['Cat. 6 (1.0%)','Medium-risk petroleum\/chemical industry, glass, ceramics'],\n    ['Cat. 7 (1.2%)','Coal mining, medium-to-high-risk extractive industries'],\n    ['Cat. 8 (1.4%)','High-risk mining, toxic & hazardous chemicals, and other high-risk industries'],\n  ],\n  TJ:[\n    ['Cat. 1 (0.2%)','Software, internet, finance, education, consulting \u2014 pure office-based industries'],\n    ['Cat. 2 (0.4%)','Wholesale & retail, real estate, property management, general trading'],\n    ['Cat. 3 (0.6%)','Light manufacturing, food, textiles, electronics assembly'],\n    ['Cat. 4 (0.8%)','Machinery manufacturing, auto parts, transportation & logistics'],\n    ['Cat. 5 (1.0%)','Steel smelting, rubber products, heavy machinery'],\n    ['Cat. 6 (1.2%)','Medium-risk chemicals, glass, ceramics'],\n    ['Cat. 7 (1.6%)','Coal mining, medium-to-high-risk extractive industries'],\n    ['Cat. 8 (2.0%)','High-risk mining, toxic & hazardous chemicals, and other high-risk industries'],\n  ],\n  HZ:[\n    ['Cat. 1 (0.2%)','Software, internet, finance, education, consulting \u2014 pure office-based industries'],\n    ['Cat. 2 (0.4%)','Wholesale & retail, real estate, general trading'],\n    ['Cat. 3 (0.7%)','Light manufacturing, food, textiles, electronics assembly'],\n    ['Cat. 4 (0.9%)','Machinery manufacturing, transportation & logistics'],\n    ['Cat. 5 (1.1%)','Steel smelting, rubber products, heavy machinery'],\n    ['Cat. 6 (1.3%)','Medium-risk chemicals, glass, ceramics'],\n    ['Cat. 7 (1.5%)','Mining, high-risk manufacturing, and other high-risk industries'],\n  ],\n  SU:[\n    ['Cat. 1 (0.2%)','Software, internet, finance, education, consulting \u2014 pure office-based industries'],\n    ['Cat. 2 (0.4%)','Wholesale & retail, real estate, general services'],\n    ['Cat. 3 (0.7%)','Light manufacturing, food, textiles, electronics assembly, transportation'],\n    ['Cat. 4 (0.9%)','Machinery manufacturing, chemicals, mining, and higher-risk industries'],\n  ],\n  CQ:[\n    ['Cat. 1 (0.3%)','Software, internet, finance, education, consulting \u2014 pure office-based industries'],\n    ['Cat. 2 (0.5%)','Wholesale & retail, real estate, general trading'],\n    ['Cat. 3 (0.8%)','Light manufacturing, food, textiles, electronics assembly'],\n    ['Cat. 4 (1.0%)','Machinery manufacturing, auto parts, transportation & logistics'],\n    ['Cat. 5 (1.3%)','Steel smelting, rubber products, heavy machinery'],\n    ['Cat. 6 (1.5%)','Medium-risk chemicals, glass, ceramics'],\n    ['Cat. 7 (1.8%)','Coal mining, medium-to-high-risk extractive industries'],\n    ['Cat. 8 (2.2%)','High-risk mining, toxic & hazardous chemicals, and other high-risk industries'],\n  ],\n  CS:[\n    ['Cat. 1 (0.6%)','Software, internet, finance, education, consulting \u2014 pure office-based industries'],\n    ['Cat. 2 (0.9%)','Wholesale & retail, real estate, general trading'],\n    ['Cat. 3 (1.2%)','Light manufacturing, food, textiles, electronics assembly'],\n    ['Cat. 4 (1.4%)','Machinery manufacturing, transportation & logistics'],\n    ['Cat. 5 (1.7%)','Steel smelting, rubber products, heavy machinery'],\n    ['Cat. 6 (2.1%)','Medium-risk chemicals, glass, ceramics'],\n    ['Cat. 7 (2.4%)','Coal mining, medium-to-high-risk extractive industries'],\n    ['Cat. 8 (2.6%)','High-risk mining, toxic & hazardous chemicals, and other high-risk industries'],\n  ],\n};\n\nfunction getCityIndKey(c){\n  if(c==='gz'||c==='sz') return 'GD';\n  if(c==='tj') return 'TJ';\n  if(c==='hz') return 'HZ';\n  if(c==='su') return 'SU';\n  if(c==='cq') return 'CQ';\n  if(c==='cs') return 'CS';\n  return 'STD';\n}\n\nlet indHelpOpen = false;\nfunction toggleIndHelp(){\n  const el = document.getElementById('ind-help');\n  indHelpOpen = !indHelpOpen;\n  if(!indHelpOpen){ el.style.display='none'; return; }\n  const c = document.getElementById('sel-city').value;\n  const key = getCityIndKey(c);\n  const rows = IND_DESC[key];\n  let html = '<strong>How to choose your industry category?<\/strong><br>The work injury insurance rate is determined by your industry\\'s risk level, and is registered by your company with the local social security bureau. Typical examples per category:';\n  html += '<table><thead><tr><th>Category<\/th><th>Typical Industries (for reference)<\/th><\/tr><\/thead><tbody>';\n  rows.forEach(([r,d])=>{ html+=`<tr><td>${r}<\/td><td>${d}<\/td><\/tr>`; });\n  html += '<\/tbody><\/table><div style=\"margin-top:6px;color:#aaa\">\u2605 When in doubt, most internet, finance, education, and consulting companies qualify for Category 1 (lowest rate).<\/div>';\n  el.innerHTML = html;\n  el.style.display = 'block';\n}\n\n\nfunction buildDataStatus(d){\n  const cls=d.dataStatus==='verified'?'official':(d.dataStatus==='partial'?'review':'reference');\n  const title=d.coverageTier==='C'?OC_CALC_UI.pendingTitle:(d.dataStatus==='verified'?OC_CALC_UI.verifiedTitle:(d.dataStatus==='partial'?OC_CALC_UI.partialTitle:OC_CALC_UI.holdTitle));\n  return '<div class=\"oc-data-alert oc-data-'+cls+'\"><strong>'+title+'<\/strong><span>'+d.advisory+'<\/span><\/div>';\n}\n\n\/\/ \u2500\u2500 Render \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\nfunction render(){\n  const c     = document.getElementById('sel-city').value;\n  const sal   = parseFloat(document.getElementById('inp-sal').value)||0;\n  const iIdx  = parseInt(document.getElementById('sel-ind').value)||0;\n  const hpfCR = parseInt(document.getElementById('inp-hpf-c').value)\/100;\n  const hpfER = parseInt(document.getElementById('inp-hpf-e').value)\/100;\n  const d     = CITY[c];\n  const ctaTitle=document.querySelector('#oc-cta .oc-cta-t');\n  if(ctaTitle) ctaTitle.textContent=c==='wx'?(OC_LANG==='hans'?'\u8fd9\u53ea\u662f 2025 \u5e74\u5386\u53f2\u9884\u7b97\u3002\u9700\u8981\u6838\u5bf9\u73b0\u884c\u6210\u672c\uff1f':OC_LANG==='hant'?'\u9019\u53ea\u662f 2025 \u5e74\u6b77\u53f2\u9810\u7b97\u3002\u9700\u8981\u6838\u5c0d\u73fe\u884c\u6210\u672c\uff1f':'This is a 2025 historical budget. Need the current cost?'):OC_X('This is the statutory cost. Want the all-in number for your hires?');\n  if(d.calculationBlocked){\n    const pending=d.coverageTier==='C';\n    document.getElementById('el-warn').innerHTML='';\n    window.__oc={city:d.label,sal:sal,employerCost:null,takeHome:null,unavailable:true};\n    document.getElementById('el-out').innerHTML = buildDataStatus(d) + '<div class=\"oc-data-alert oc-data-future\"><strong>'+(pending?OC_CALC_UI.pendingTitle:OC_CALC_UI.withheldTitle)+'<\/strong><span>'+d.blockedReason+'<\/span><\/div>' + (pending?'<p class=\"oc-manual-link\"><a href=\"'+OC_CALC_UI.contactHref+'\">'+OC_CALC_UI.pendingCta+' \u2192<\/a><\/p>':'');\n    return;\n  }\n  const iRate = d.inds[iIdx][1];\n  const multi = isMultiCity(c);\n  const warnEl = document.getElementById('el-warn');\n  const warnMsgs = [];\n  const capFlags = {};\n\n  function getBase(row){\n    if(!multi){\n      const r = clamp(sal, d.bMin, d.bMax);\n      if(r.flag==='floor'&&!capFlags.floor){ capFlags.floor=true; warnMsgs.push('Salary \u00a5'+sal.toLocaleString()+' is below the contribution base floor \u2014 all schemes calculated at floor \u00a5'+d.bMin.toLocaleString()); }\n      if(r.flag==='ceil' &&!capFlags.ceil ){ capFlags.ceil =true; warnMsgs.push('Salary \u00a5'+sal.toLocaleString()+' exceeds the contribution base ceiling \u2014 all schemes calculated at ceiling \u00a5'+d.bMax.toLocaleString()); }\n      return {val:r.val, flag:r.flag, bMin:d.bMin, bMax:d.bMax, bLabel:''};\n    } else {\n      const bDef = d.bases[row.bk||Object.keys(d.bases)[0]];\n      const r = clamp(sal, bDef.min, bDef.max);\n      return {val:r.val, flag:r.flag, bMin:bDef.min, bMax:bDef.max, bLabel:bDef.label};\n    }\n  }\n\n  function computeRows(rows){\n    return rows.map(row=>{\n      if(row.cr_fixed!==undefined||row.er_fixed!==undefined){\n        return {row, base:null, baseFlag:null, bMin:null, bMax:null, bLabel:'',\n                cr:0, ca:row.cr_fixed||0, ea:row.er_fixed||0, extra:0, isInd:false, isFixed:true};\n      }\n      if(row.cr_pct!==undefined){\n        const b = getBase(row);\n        const ca = Math.round(b.val * row.cr_pct * 100)\/100;\n        return {row, base:b.val, baseFlag:b.flag, bMin:b.bMin, bMax:b.bMax, bLabel:b.bLabel,\n                cr:row.cr_pct, ca, ea:0, extra:0, isInd:false, isFixed:false, isPct:true};\n      }\n      if(row.er_fixed!==undefined && row.cr!==undefined && row.cr!==0){\n        const b = getBase(row);\n        const cr2 = row.cr==='ind' ? iRate : row.cr;\n        const ca2 = Math.round(b.val * cr2 * 100)\/100;\n        return {row, base:b.val, baseFlag:b.flag, bMin:b.bMin, bMax:b.bMax, bLabel:b.bLabel,\n                cr:cr2, ca:ca2, ea:row.er_fixed, extra:0, isInd:row.cr==='ind', isFixed:false, mixFixed:true};\n      }\n      const b  = getBase(row);\n      const cr = row.cr==='ind' ? iRate : row.cr;\n      const ca = Math.round(b.val * cr * 100)\/100;\n      const ea = row.er===null ? null : Math.round(b.val * row.er * 100)\/100;\n      const extra = row.er_extra||0;\n      return {row, base:b.val, baseFlag:b.flag, bMin:b.bMin, bMax:b.bMax, bLabel:b.bLabel,\n              cr, ca, ea:ea===null?null:ea+extra, extra, isInd:row.cr==='ind', isFixed:false};\n    });\n  }\n\n  let html='', rows, cT, eT;\n\n  if(c==='sz'){\n    const tIdx = parseInt(document.getElementById('sel-tier').value)||0;\n    const tier = CITY.sz.tiers[tIdx];\n    rows = computeRows(tier.rows);\n    ({cT,eT} = totals(rows));\n    showCaps(warnEl, rows, sal, true);\n    html += buildTable('Shenzhen \u00b7 '+tier.label, CITY.sz.period, rows, cT, eT, iRate, true);\n  } else if(c==='su'){\n    const zIdx = parseInt(document.getElementById('sel-su').value)||0;\n    const zone = CITY.su.zones[zIdx];\n    rows = computeRows(zone.rows);\n    ({cT,eT} = totals(rows));\n    if(warnMsgs.length){warnEl.style.display='block';warnEl.innerHTML=OC_X(warnMsgs.map(w=>'\u26a0 '+w).join('<br>'));}else warnEl.style.display='none';\n    html += buildTable('Suzhou \u00b7 '+zone.label, d.period, rows, cT, eT, iRate, false);\n  } else {\n    rows = computeRows(d.rows);\n    ({cT,eT} = totals(rows));\n    if(multi) showCaps(warnEl, rows, sal, true);\n    else { if(warnMsgs.length){warnEl.style.display='block';warnEl.innerHTML=OC_X(warnMsgs.map(w=>'\u26a0 '+w).join('<br>'));}else warnEl.style.display='none'; }\n    html += buildTable(d.label, d.period, rows, cT, eT, iRate, multi);\n  }\n\n  const hpfBaseInfo = d.hpf ? clamp(sal, d.hpf.min, d.hpf.max) : {val:sal, flag:null};\n  const hpfBase = hpfBaseInfo.val;\n  const hpfC  = Math.round(hpfBase * hpfCR * 100)\/100;\n  const hpfE  = Math.round(hpfBase * hpfER * 100)\/100;\n  const hpfT  = Math.round((hpfC+hpfE)*100)\/100;\n  html += buildHpfCard(d, sal, hpfBase, hpfBaseInfo.flag, hpfCR, hpfER, hpfC, hpfE, hpfT);\n\n  const totalC = Math.round((cT + hpfC)*100)\/100;\n  const employerCost = Math.round((sal + totalC)*100)\/100;\n  const totalE = Math.round((eT + hpfE)*100)\/100;\n  const takeHome = Math.round((sal - totalE)*100)\/100;\n  \/\/ v2: answer-first output \u2014 hero, bar, split panels; detail table folds away\n  window.__oc = {city:d.label, sal, employerCost, takeHome, totalC, cT, eT, hpfC, hpfE,\n                 ind:d.inds[iIdx][0], hpfCR, hpfER};\n  const asEl = document.getElementById('oc-assump');\n  if(asEl) asEl.textContent = OC_X(d.inds[iIdx][0].replace(\/\\s*\\(\/,' work-injury (') + ' \u00b7 housing fund ' + (hpfCR*100).toFixed(0) + '% + ' + (hpfER*100).toFixed(0) + '%');\n  let out = buildDataStatus(d) + buildHero(sal, employerCost, totalC)\n          + buildViz(sal, cT, eT, hpfC, hpfE, employerCost, takeHome)\n          + buildSplit(sal, cT, eT, hpfC, hpfE, employerCost, takeHome)\n          + '<div class=\"oc-rates\"><div class=\"oc-rates-h\"><span class=\"oc-rates-t\">\ud83d\udccb Full rate table & contribution bases<\/span><span class=\"oc-rates-s\">The values used in this calculation, with each row\u2019s status and source.<\/span><\/div><div class=\"oc-rates-body\">'\n          + html + buildFoot(c) + '<\/div><\/div>';\n  document.getElementById('el-out').innerHTML = OC_X(out);\n}\n\nfunction totals(rows){\n  let cT=0, eT=0;\n  rows.forEach(r=>{ cT+=r.ca; if(r.ea!==null) eT+=r.ea; });\n  cT=Math.round(cT*100)\/100; eT=Math.round(eT*100)\/100;\n  return {cT, eT};\n}\n\nfunction showCaps(el, rows, sal, isM){\n  if(!isM){el.style.display='none';return;}\n  const caps=[], seen=new Set();\n  rows.forEach(r=>{\n    if(r.baseFlag&&!seen.has(r.bLabel)){\n      seen.add(r.bLabel);\n      const dir = r.baseFlag==='floor' ? 'below' : 'above';\n      const lim = r.baseFlag==='floor' ? 'floor' : 'ceiling';\n      const amt = r.baseFlag==='floor' ? r.bMin : r.bMax;\n      caps.push('Salary \u00a5'+sal.toLocaleString()+' is '+dir+' the '+r.bLabel+' contribution base '+lim+' \u2014 calculated at \u00a5'+amt.toLocaleString());\n    }\n  });\n  if(caps.length){el.style.display='block';el.innerHTML=OC_X(caps.map(w=>'\u26a0 '+w).join('<br>'));}\n  else el.style.display='none';\n}\n\nfunction buildTable(label, period, rows, cT, eT, iRate, isM){\n  let h=`<div class=\"result-card\"><div class=\"card-head\"><span>${label}<\/span>`;\n  if(period) h+=`<span class=\"badge\">${period}<\/span>`;\n  if(isM) h+='<span class=\"badge-note\">Each scheme has independent contribution base limits<\/span>';\n  h+=`<\/div><div class=\"tbl-wrap\"><table><thead><tr>\n    <th style=\"width:28%\">Scheme<\/th>\n    <th style=\"width:16%\" class=\"r\">Base (\u00a5)<\/th>\n    <th style=\"width:13%\" class=\"r\">Employer %<\/th>\n    <th style=\"width:14%\" class=\"r\">Employer (\u00a5)<\/th>\n    <th style=\"width:11%\" class=\"r\">Employee %<\/th>\n    <th style=\"width:18%\" class=\"r\">Employee (\u00a5)<\/th>\n  <\/tr><\/thead><tbody>`;\n\n  rows.forEach(r=>{\n    let crStr, erStr, baseCell, eaCell;\n    if(r.isFixed){\n      crStr    = r.row.cr_fixed ? '\u00a5'+r.row.cr_fixed+'\/mo' : '<span class=\"dash\">\u2014<\/span>';\n      erStr    = r.row.er_fixed ? '\u00a5'+r.row.er_fixed+'\/mo' : '<span class=\"dash\">\u2014<\/span>';\n      baseCell = '<span class=\"dash\">\u2014<\/span>';\n      eaCell   = (r.ea>0) ? r.ea.toFixed(2) : '<span class=\"dash\">\u2014<\/span>';\n    } else if(r.mixFixed){\n      crStr    = (r.cr*100).toFixed(2)+'%';\n      erStr    = '\u00a5'+r.row.er_fixed+'\/mo';\n      baseCell = r.base.toLocaleString();\n      eaCell   = r.ea.toFixed(2);\n    } else {\n      crStr    = r.isPct ? (r.cr*100).toFixed(2)+'%' : r.isInd ? (r.cr*100).toFixed(2)+'%' : (r.row.cr*100).toFixed(2)+'%';\n      erStr    = r.row.er===null ? '<span class=\"dash\">\u2014<\/span>' : (r.row.er*100).toFixed(2)+'%';\n      baseCell = r.base===null ? '<span class=\"dash\">\u2014<\/span>' : r.base.toLocaleString();\n      if(r.baseFlag==='floor') baseCell+='<span class=\"capped\"> \u2191floor<\/span>';\n      else if(r.baseFlag==='ceil') baseCell+='<span class=\"capped\"> \u2193ceiling<\/span>';\n      if(r.ea===null)    eaCell='<span class=\"dash\">\u2014<\/span>';\n      else if(r.extra>0) eaCell=r.ea.toFixed(2)+'<span class=\"sub\">incl. \u00a5'+r.extra+' serious illness<\/span>';\n      else               eaCell=r.ea.toFixed(2);\n    }\n    const note = r.row.cr_note ? `<span class=\"sub\">${r.row.cr_note}<\/span>` : '';\n    const state = r.row.badge ? `<span class=\"oc-row-badge oc-data-${r.row.state}\">${r.row.badge}<\/span>` : '';\n    h+=`<tr><td>${r.row.n}${state}${note}<\/td><td class=\"r\">${baseCell}<\/td><td class=\"r\">${crStr}<\/td><td class=\"r\">${r.ca.toFixed(2)}<\/td><td class=\"r\">${erStr}<\/td><td class=\"r\">${eaCell}<\/td><\/tr>`;\n  });\n\n  h+=`<tr class=\"tot\"><td colspan=\"3\">Social Insurance Subtotal<\/td><td class=\"r\">${cT.toFixed(2)}<\/td><td><\/td><td class=\"r\">${eT.toFixed(2)}<\/td><\/tr><\/tbody><\/table><\/div><\/div>`;\n  return h;\n}\n\nfunction buildHpfCard(d, sal, base, baseFlag, hpfCR, hpfER, hpfC, hpfE, hpfT){\n  const h=d.hpf||{min:0,max:null,rateMin:5,rateMax:12,badge:OC_CALC_UI.review,state:'review',source:'',sourceUrl:''};\n  const capText=baseFlag==='floor'?' \u00b7 '+OC_CALC_UI.floorApplied:(baseFlag==='ceil'?' \u00b7 '+OC_CALC_UI.ceilingApplied:'');\n  const sourceLink=h.sourceUrl?'<a href=\"'+h.sourceUrl+'\" target=\"_blank\" rel=\"noopener\">'+h.source+'<\/a>':h.source;\n  return `<div class=\"result-card\"><div class=\"card-head\"><span>${OC_CALC_UI.hpf}<\/span><span class=\"oc-row-badge oc-data-${h.state}\">${h.badge}<\/span><span class=\"badge-green\">${OC_CALC_UI.contributionBase} \u00a5${base.toLocaleString()}${capText}<\/span><span class=\"badge-note\">${OC_CALC_UI.cityRange} ${h.rateMin}%\u2013${h.rateMax}%<\/span><\/div><div class=\"hpf-body\"><div class=\"hpf-grid\"><div class=\"hpf-item\"><div class=\"lbl\">${OC_CALC_UI.contributionBase}<\/div><div class=\"val\">\u00a5 ${base.toLocaleString()}<\/div><\/div><div class=\"hpf-item\"><div class=\"lbl\">${OC_CALC_UI.employerContribution} (${(hpfCR*100).toFixed(0)}%)<\/div><div class=\"val\">\u00a5 ${hpfC.toFixed(2)}<\/div><\/div><div class=\"hpf-item\"><div class=\"lbl\">${OC_CALC_UI.employeeContribution} (${(hpfER*100).toFixed(0)}%)<\/div><div class=\"val\">\u00a5 ${hpfE.toFixed(2)}<\/div><\/div><\/div><div class=\"hpf-note\">${OC_CALC_UI.hpfNote} <span class=\"oc-source\">${OC_CALC_UI.source}: ${sourceLink}<\/span><\/div><\/div><\/div>`;\n}\n\nfunction buildFoot(c){\n  const d=CITY[c];\n  const h=d.hpf||{rateMin:5,rateMax:12,badge:'Reference',source:'',sourceUrl:''};\n  const source=h.sourceUrl?'<a href=\"'+h.sourceUrl+'\" target=\"_blank\" rel=\"noopener\">'+h.source+'<\/a>':h.source;\n  let statusText, filingText, hpfText;\n  if(OC_LANG==='hans'){\n    statusText=d.dataStatus==='verified'?'\u8be5\u57ce\u5e02\u6240\u663e\u793a\u7684 2026 \u5e74\u6570\u636e\u5df2\u6838\u5bf9\u3002':(d.dataStatus==='partial'?'\u8be5\u57ce\u5e02\u540c\u65f6\u5305\u542b\u5df2\u6838\u5bf9\u503c\u4e0e\u53c2\u8003\u503c\uff0c\u8bf7\u67e5\u770b\u6bcf\u4e00\u884c\u7684\u72b6\u6001\u6807\u8bb0\u3002':'\u8be5\u57ce\u5e02\u4ecd\u6709\u53c2\u8003\u503c\u6216\u5f85\u786e\u8ba4\u503c\uff0c\u53ea\u9002\u5408\u9884\u7b97\u4f30\u7b97\u3002');\n    filingText='\u7533\u62a5\u524d\u8bf7\u6309\u4f01\u4e1a\u5b9e\u9645\u5de5\u4f24\u6863\u4f4d\u3001\u4eba\u5458\u7c7b\u522b\u548c\u5f53\u5730\u7533\u62a5\u8bb0\u5f55\u590d\u6838\u3002';\n    hpfText='\u516c\u79ef\u91d1\u6bd4\u4f8b\u8303\u56f4\u4e3a '+h.rateMin+'%\u2013'+h.rateMax+'%\uff0c\u8ba1\u7b97\u57fa\u6570\u53d7\u5f53\u5730\u4e0a\u4e0b\u9650\u7ea6\u675f\u3002';\n  }else if(OC_LANG==='hant'){\n    statusText=d.dataStatus==='verified'?'\u8a72\u57ce\u5e02\u6240\u986f\u793a\u7684 2026 \u5e74\u8cc7\u6599\u5df2\u6838\u5c0d\u3002':(d.dataStatus==='partial'?'\u8a72\u57ce\u5e02\u540c\u6642\u5305\u542b\u5df2\u6838\u5c0d\u503c\u8207\u53c3\u8003\u503c\uff0c\u8acb\u67e5\u770b\u6bcf\u4e00\u5217\u7684\u72c0\u614b\u6a19\u8a18\u3002':'\u8a72\u57ce\u5e02\u4ecd\u6709\u53c3\u8003\u503c\u6216\u5f85\u78ba\u8a8d\u503c\uff0c\u53ea\u9069\u5408\u9810\u7b97\u4f30\u7b97\u3002');\n    filingText='\u7533\u5831\u524d\u8acb\u6309\u4f01\u696d\u5be6\u969b\u5de5\u50b7\u7d1a\u5225\u3001\u4eba\u54e1\u985e\u5225\u548c\u7576\u5730\u7533\u5831\u7d00\u9304\u8907\u6838\u3002';\n    hpfText='\u516c\u7a4d\u91d1\u6bd4\u4f8b\u7bc4\u570d\u70ba '+h.rateMin+'%\u2013'+h.rateMax+'%\uff0c\u8a08\u7b97\u57fa\u6578\u53d7\u7576\u5730\u4e0a\u4e0b\u9650\u7d04\u675f\u3002';\n  }else{\n    statusText=d.dataStatus==='verified'?'The displayed 2026 data for this city has been verified.':(d.dataStatus==='partial'?'This city mixes verified and reference values; check each row badge.':'This city still contains reference or unresolved values and is for budgeting only.');\n    filingText='Before filing, confirm the entity-specific work-injury rate, employee profile and local filing record.';\n    hpfText='The local HPF rate range is '+h.rateMin+'%\u2013'+h.rateMax+'%, and the contribution base is subject to the city floor and ceiling.';\n  }\n  return `<div class=\"foot\"><span>\u2605 ${statusText}<\/span><span>\u2605 ${filingText}<\/span><span>\u2605 ${hpfText} <span class=\"oc-source\">${source?'Source: '+source:''}<\/span><\/span><\/div>`;\n}\n\n\/\/ \u2500\u2500 v2 renderers \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\nconst OC_USD = 0.140;   \/\/ indicative RMB\u2192USD, update occasionally\nlet OC_VIEW = 'm';      \/\/ m = monthly, y = annual\nfunction ocMoney(v){ return '\u00a5' + v.toLocaleString('en-US',{minimumFractionDigits:0,maximumFractionDigits:0}); }\nfunction ocMoney2(v){ return '\u00a5 ' + v.toLocaleString('en-US',{minimumFractionDigits:2,maximumFractionDigits:2}); }\nfunction ocView(v){ OC_VIEW=v; render(); }\n\nfunction buildHero(sal, employerCost, totalC){\n  const mult = OC_VIEW==='y' ? 12 : 1;\n  const unit = OC_VIEW==='y' ? '\/year' : '\/month';\n  const pct  = sal>0 ? (totalC\/sal*100) : 0;\n  const usd  = employerCost*mult*OC_USD;\n  const ratio = sal>0 ? (employerCost\/sal) : 0;\n  const cityT = OC_X(window.__oc.city);\n  const wxHistorical=document.getElementById('sel-city').value==='wx';\n  const heroLabel=wxHistorical?(OC_LANG==='hans'?'2025 \u5e74\u5386\u53f2\u9884\u7b97 \u00b7 '+cityT:OC_LANG==='hant'?'2025 \u5e74\u6b77\u53f2\u9810\u7b97 \u00b7 '+cityT:'2025 historical budget \u00b7 '+cityT):'Total employer cost \u00b7 '+cityT;\n  let sub;\n  if(wxHistorical){sub=OC_LANG==='hans'?`\u6309 2025 \u5e74\u5386\u53f2\u53c2\u6570\u4f30\u7b97\uff0c\u6708\u85aa <b>${ocMoney(sal)}<\/b> \u65f6\uff0c\u96c7\u4e3b\u9884\u7b97\u7ea6 <b>${ocMoney(employerCost)}<\/b>\u3002\u8fd9\u4e0d\u662f 2026 \u5e74\u7533\u62a5\u91d1\u989d\u3002`:OC_LANG==='hant'?`\u6309 2025 \u5e74\u6b77\u53f2\u53c3\u6578\u4f30\u7b97\uff0c\u6708\u85aa <b>${ocMoney(sal)}<\/b> \u6642\uff0c\u50f1\u4e3b\u9810\u7b97\u7d04 <b>${ocMoney(employerCost)}<\/b>\u3002\u9019\u4e0d\u662f 2026 \u5e74\u7533\u5831\u91d1\u984d\u3002`:`Using historical 2025 inputs, a <b>${ocMoney(sal)}<\/b> monthly salary suggests an employer budget of <b>${ocMoney(employerCost)}<\/b>. This is not a current filing quote.`;}\n  else if(OC_LANG==='hans'){\n    sub = `\u5728<b>${cityT}<\/b>\u53d1 <b>${ocMoney(sal)}<\/b> \u6708\u85aa,\u5b9e\u9645\u652f\u51fa <b>${ocMoney(employerCost)}<\/b> \u2014\u2014 \u6bcf\u53d1 1 \u5143\u5de5\u8d44\u8981\u82b1 <b>${ratio.toFixed(2)} \u5143<\/b>(\u96c7\u4e3b\u8d1f\u62c5 +${pct.toFixed(1)}%) \u00b7 \u2248 <b>US$${Math.round(usd).toLocaleString()}<\/b>${OC_VIEW==='y'?'\/\u5e74':'\/\u6708'} <span style=\"opacity:.7\">(\u53c2\u8003)<\/span>`;\n  } else if(OC_LANG==='hant'){\n    sub = `\u5728<b>${cityT}<\/b>\u767c <b>${ocMoney(sal)}<\/b> \u6708\u85aa,\u5be6\u969b\u652f\u51fa <b>${ocMoney(employerCost)}<\/b> \u2014\u2014 \u6bcf\u767c 1 \u5143\u5de5\u8cc7\u8981\u82b1 <b>${ratio.toFixed(2)} \u5143<\/b>(\u50f1\u4e3b\u8ca0\u64d4 +${pct.toFixed(1)}%) \u00b7 \u2248 <b>US$${Math.round(usd).toLocaleString()}<\/b>${OC_VIEW==='y'?'\/\u5e74':'\/\u6708'} <span style=\"opacity:.7\">(\u53c3\u8003)<\/span>`;\n  } else {\n    sub = `To pay a <b>${ocMoney(sal)}<\/b> gross salary in <b>${window.__oc.city}<\/b>, you actually spend <b>${ocMoney(employerCost)}<\/b> \u2014 that's <b>\u00a5${ratio.toFixed(2)} for every \u00a51<\/b> of salary (+${pct.toFixed(1)}% employer load) &nbsp;\u00b7&nbsp; \u2248 <b>US$${Math.round(usd).toLocaleString()}<\/b>${unit} <span style=\"opacity:.7\">(indicative)<\/span>`;\n  }\n  return `<div class=\"oc-hero\">\n    <div class=\"oc-hero-top\">\n      <span class=\"oc-hero-label\">${heroLabel}<\/span>\n      <span class=\"oc-view\">\n        <button type=\"button\" class=\"${OC_VIEW==='m'?'on':''}\" onclick=\"ocView('m')\">Monthly<\/button>\n        <button type=\"button\" class=\"${OC_VIEW==='y'?'on':''}\" onclick=\"ocView('y')\">Annual<\/button>\n      <\/span>\n    <\/div>\n    <div class=\"oc-hero-num\">${ocMoney(employerCost*mult)}<span style=\"font-size:.42em;font-weight:600;opacity:.85\"> ${unit}<\/span><\/div>\n    <div class=\"oc-hero-sub\">${sub}<\/div>\n  <\/div>`;\n}\n\nfunction buildViz(sal, cT, eT, hpfC, hpfE, employerCost, takeHome){\n  const m = OC_VIEW==='y' ? 12 : 1;\n  const empDed = Math.round((eT+hpfE)*100)\/100;      \/\/ \u5458\u5de5\u6263\u7f34\n  const hidden = Math.round((cT+hpfC)*100)\/100;      \/\/ \u96c7\u4e3b\u9690\u85cf\u6210\u672c\n  const hidPct = sal>0 ? (hidden\/sal*100).toFixed(1) : '0';\n  \/\/ \u73af\u5f62:\u96c7\u4e3b\u603b\u6210\u672c\u6784\u6210\n  const p = v => employerCost>0 ? Math.max(0.5, v\/employerCost*100) : 0;\n  const p1=p(sal), p2=p(cT), p3=Math.max(0, 100-p1-p2);\n  const donut = `\n  <svg width=\"150\" height=\"150\" viewBox=\"0 0 150 150\" role=\"img\" aria-label=\"Employer cost composition\">\n    <circle cx=\"75\" cy=\"75\" r=\"56\" fill=\"none\" stroke=\"#e7f0fb\" stroke-width=\"22\"\/>\n    <circle cx=\"75\" cy=\"75\" r=\"56\" fill=\"none\" stroke=\"#4574c9\" stroke-width=\"22\" pathLength=\"100\"\n      stroke-dasharray=\"${p1} ${100-p1}\" stroke-dashoffset=\"25\" transform=\"rotate(0 75 75)\"\/>\n    <circle cx=\"75\" cy=\"75\" r=\"56\" fill=\"none\" stroke=\"#1aa06a\" stroke-width=\"22\" pathLength=\"100\"\n      stroke-dasharray=\"${p2} ${100-p2}\" stroke-dashoffset=\"${25-p1}\"\/>\n    <circle cx=\"75\" cy=\"75\" r=\"56\" fill=\"none\" stroke=\"#0053c8\" stroke-width=\"22\" pathLength=\"100\"\n      stroke-dasharray=\"${p3} ${100-p3}\" stroke-dashoffset=\"${25-p1-p2}\"\/>\n    <text x=\"75\" y=\"70\" text-anchor=\"middle\" font-size=\"17\" font-weight=\"800\" fill=\"#22344E\">+${hidPct}%<\/text>\n    <text x=\"75\" y=\"88\" text-anchor=\"middle\" font-size=\"10\" fill=\"#6B7A90\">employer load<\/text>\n  <\/svg>`;\n  \/\/ \u51b0\u5c71 v2:\u6df1\u6d77\u6e10\u53d8\u886c\u6258\u767d\u8272\u51b0\u5c71,\u6c34\u4e0b\u51b0\u4f53\u534a\u900f\u660e\u6d45\u84dd,\u5bf9\u6bd4\u6e05\u6670\n  const berg = `\n  <svg width=\"190\" height=\"200\" viewBox=\"0 0 190 200\" role=\"img\" aria-label=\"Iceberg of hiring cost\">\n    <defs>\n      <linearGradient id=\"ocSky\" x1=\"0\" y1=\"0\" x2=\"0\" y2=\"1\">\n        <stop offset=\"0\" stop-color=\"#eaf4fe\"\/><stop offset=\"1\" stop-color=\"#cfe4f9\"\/>\n      <\/linearGradient>\n      <linearGradient id=\"ocSea\" x1=\"0\" y1=\"0\" x2=\"0\" y2=\"1\">\n        <stop offset=\"0\" stop-color=\"#5d8cc7\"\/><stop offset=\"1\" stop-color=\"#2c5290\"\/>\n      <\/linearGradient>\n      <clipPath id=\"ocClip\"><rect x=\"0\" y=\"0\" width=\"190\" height=\"200\" rx=\"14\"\/><\/clipPath>\n    <\/defs>\n    <g clip-path=\"url(#ocClip)\">\n      <rect x=\"0\" y=\"0\" width=\"190\" height=\"78\" fill=\"url(#ocSky)\"\/>\n      <rect x=\"0\" y=\"76\" width=\"190\" height=\"124\" fill=\"url(#ocSea)\"\/>\n      <rect x=\"0\" y=\"74\" width=\"190\" height=\"3\" fill=\"#ffffff\" opacity=\".7\"\/>\n      <path d=\"M14 96 q7 -5 14 0 q7 5 14 0\" stroke=\"#ffffff\" stroke-width=\"1.6\" fill=\"none\" opacity=\".35\"\/>\n      <path d=\"M148 88 q7 -5 14 0 q7 5 14 0\" stroke=\"#ffffff\" stroke-width=\"1.6\" fill=\"none\" opacity=\".3\"\/>\n      <polygon points=\"95,16 130,76 60,76\" fill=\"#ffffff\" stroke=\"#9cbfe4\" stroke-width=\"1\"\/>\n      <polygon points=\"95,16 112,48 78,54\" fill=\"#e2eefb\"\/>\n      <polygon points=\"112,48 130,76 95,76\" fill=\"#cadff4\"\/>\n      <polygon points=\"60,76 130,76 142,112 102,184 66,132\" fill=\"#bdd7f1\" opacity=\".85\"\/>\n      <polygon points=\"95,76 130,76 142,112 102,184\" fill=\"#8fb4de\" opacity=\".8\"\/>\n      <polygon points=\"66,132 102,184 78,120\" fill=\"#d8e8f8\" opacity=\".55\"\/>\n      <path d=\"M34 150 c6 -6 14 -6 18 0 c-4 6 -12 6 -18 0 z M52 148 l7 -5 v10 z\" fill=\"#1f3d6b\" opacity=\".55\"\/>\n      <path d=\"M150 132 c5 -5 12 -5 15 0 c-3 5 -10 5 -15 0 z M165 130 l6 -4 v8 z\" fill=\"#1f3d6b\" opacity=\".5\"\/>\n      <circle cx=\"118\" cy=\"40\" r=\"3.4\" fill=\"#e8930c\"\/>\n      <line x1=\"118\" y1=\"40\" x2=\"182\" y2=\"40\" stroke=\"#e8930c\" stroke-width=\"1.7\" stroke-dasharray=\"3 3\"\/>\n      <circle cx=\"126\" cy=\"94\" r=\"3.4\" fill=\"#ffd28a\"\/>\n      <line x1=\"126\" y1=\"94\" x2=\"182\" y2=\"94\" stroke=\"#ffd28a\" stroke-width=\"1.7\" stroke-dasharray=\"3 3\"\/>\n      <circle cx=\"108\" cy=\"158\" r=\"3.4\" fill=\"#ffd28a\"\/>\n      <line x1=\"108\" y1=\"158\" x2=\"182\" y2=\"158\" stroke=\"#ffd28a\" stroke-width=\"1.7\" stroke-dasharray=\"3 3\"\/>\n    <\/g>\n  <\/svg>`;\n  return `<div class=\"oc-viz\">\n    <div class=\"oc-vcard\">\n      <div class=\"oc-vh\">The iceberg of hiring cost<\/div>\n      <div class=\"oc-vs\">What everyone sees is the salary \u2014 the employer's real burden sits below the surface.<\/div>\n      <div class=\"oc-berg\">\n        ${berg}\n        <div class=\"oc-blab\">\n          <div class=\"oc-bl sky\"><div class=\"t\">Above water \u2014 employee take-home (before IIT)<\/div><div class=\"v\">${ocMoney(takeHome*m)}<\/div><\/div>\n          <div class=\"oc-bl line\"><div class=\"t\">At the waterline \u2014 employee contributions<\/div><div class=\"v\">${ocMoney(empDed*m)}<\/div><\/div>\n          <div class=\"oc-bl deep\"><div class=\"t\">Below the surface \u2014 extra employer cost<\/div><div class=\"v\">${ocMoney(hidden*m)} <span style=\"font-size:11.5px;font-weight:600;color:#6B7A90\">= +${hidPct}% on salary<\/span><\/div><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n    <div class=\"oc-vcard\">\n      <div class=\"oc-vh\">Where your money goes<\/div>\n      <div class=\"oc-vs\">Composition of the total employer cost.<\/div>\n      <div class=\"oc-donut\">\n        ${donut}\n        <div class=\"oc-dleg\">\n          <span><i class=\"oc-dot\" style=\"background:#4574c9\"><\/i>Gross salary <b>${ocMoney(sal*m)}<\/b><\/span>\n          <span><i class=\"oc-dot\" style=\"background:#1aa06a\"><\/i>Social insurance <b>${ocMoney(cT*m)}<\/b><\/span>\n          <span><i class=\"oc-dot\" style=\"background:#0053c8\"><\/i>Housing fund <b>${ocMoney(hpfC*m)}<\/b><\/span>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>`;\n}\n\nfunction buildSplit(sal, cT, eT, hpfC, hpfE, employerCost, takeHome){\n  const m = OC_VIEW==='y' ? 12 : 1;\n  const u = OC_VIEW==='y' ? '\/yr' : '\/mo';\n  return `<div class=\"oc-split\">\n    <div class=\"oc-panel emp\">\n      <div class=\"oc-panel-h\"><span class=\"oc-ico\">\ud83c\udfe2<\/span> What you pay (employer)<\/div>\n      <div class=\"oc-row\"><span>Gross salary<\/span><span>${ocMoney2(sal*m)}<\/span><\/div>\n      <div class=\"oc-row plus\"><span>+ Social insurance (employer share)<\/span><span>${ocMoney2(cT*m)}<\/span><\/div>\n      <div class=\"oc-row plus\"><span>+ Housing fund (employer share)<\/span><span>${ocMoney2(hpfC*m)}<\/span><\/div>\n      <div class=\"oc-total\"><span>Total employer cost ${u}<\/span><span>${ocMoney2(employerCost*m)}<\/span><\/div>\n    <\/div>\n    <div class=\"oc-panel stf\">\n      <div class=\"oc-panel-h\"><span class=\"oc-ico\">\ud83d\udc64<\/span> What your employee gets<\/div>\n      <div class=\"oc-row\"><span>Gross salary<\/span><span>${ocMoney2(sal*m)}<\/span><\/div>\n      <div class=\"oc-row minus\"><span>\u2212 Social insurance (employee share)<\/span><span>${ocMoney2(eT*m)}<\/span><\/div>\n      <div class=\"oc-row minus\"><span>\u2212 Housing fund (employee share)<\/span><span>${ocMoney2(hpfE*m)}<\/span><\/div>\n      <div class=\"oc-total\"><span>Take-home ${u} (before IIT)<\/span><span>${ocMoney2(takeHome*m)}<\/span><\/div>\n      <span class=\"oc-tag\">Individual income tax not included \u2014 it varies with deductions<\/span>\n    <\/div>\n  <\/div>`;\n}\n\nfunction ocLead(){\n  const email = (document.getElementById('oc-email').value||'').trim();\n  const hp    = (document.getElementById('oc-web').value||'').trim();\n  const btn   = document.getElementById('oc-btn');\n  if(!\/^[^s@]+@[^s@]+.[^s@]{2,}$\/.test(email)){ alert(OC_LANG==='hans'?'\u8bf7\u8f93\u5165\u6709\u6548\u7684\u5de5\u4f5c\u90ae\u7bb1\u3002':OC_LANG==='hant'?'\u8acb\u8f38\u5165\u6709\u6548\u7684\u5de5\u4f5c\u90f5\u7bb1\u3002':'Please enter a valid work email.'); return; }\n  const st = window.__oc || {};\n  btn.disabled = true; btn.textContent = OC_LANG==='hans'?'\u53d1\u9001\u4e2d\u2026':OC_LANG==='hant'?'\u767c\u9001\u4e2d\u2026':'Sending\u2026';\n  fetch('https:\/\/zhixin.xlh1997.com\/o2c\/calc-lead', {\n    method:'POST', headers:{'Content-Type':'application\/json'},\n    body: JSON.stringify({ email:email, website:hp, city:st.city||'', salary:st.sal||0,\n      industry:st.ind||'', employer_cost:st.employerCost||0, take_home:st.takeHome||0,\n      hpf:( (st.hpfCR*100)||0 )+'% \/ '+( (st.hpfER*100)||0 )+'%',\n      page:'social-insurance-calculator', lang: OC_LANG, page_url: location.href })\n  }).then(r=>r.json()).then(j=>{\n    if(j && j.ok){\n      document.getElementById('oc-cta').innerHTML =\n        OC_X('<div class=\"oc-cta-ok\">\u2705 <b>On its way.<\/b> We will email this breakdown to you, along with an all-in quote for '\n        + (st.city||'your city') + ' within 1 business day. Meanwhile, feel free to ask Mia (bottom-right) anything about hiring in China.<\/div>');\n    } else { throw new Error((j&&j.error)||'failed'); }\n  }).catch(e=>{\n    btn.disabled=false; btn.textContent=OC_X('Email me this breakdown \u2192');\n    alert('Sorry, something went wrong ('+e.message+'). You can also reach us via the \"Get a free quote\" button at the top of the page.');\n  });\n}\n\nif(OC_LANG!=='en'){\n  const _c=document.getElementById('o2c-calc');\n  if(_c){ _c.innerHTML = applyDict(_c.innerHTML); }\n}\ndocument.getElementById('oc-coverage-note').textContent=OC_CALC_UI.coverageNote;\ndocument.getElementById('oc-pending-group').label=OC_CALC_UI.pendingGroup;\ndocument.querySelectorAll('#oc-pending-group option').forEach(o=>{o.textContent=(OC_CALC_I18N.cityNames[o.value]||{})[OC_LANG]+' \u2014 '+(o.value==='wx'?(OC_LANG==='hans'?'2025 \u53c2\u8003\u4f30\u7b97':OC_LANG==='hant'?'2025 \u53c3\u8003\u4f30\u7b97':'2025 reference estimate'):OC_CALC_UI.pendingSuffix);});\nbuildInds();\nrender();\n\n<\/script>\n<!-- \/wp:html -->\n\n\n\n<!-- wp:html -->\n<section class=\"oc-static-policy notranslate\" id=\"oc-static-policy\" translate=\"no\" 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Green rows contain verified 2026 values. Yellow rows need a filing check, orange rows retain a 2025 reference, and blue rows are not yet effective. 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\u5e74\u53c3\u8003\u503c\uff0c\u7533\u5831\u524d\u6838\u5c0d\"},\"future\":\"\u81ea\u4ee5\u4e0b\u65e5\u671f\u8d77\u9069\u7528\",\"perMonth\":\"\/\u6708\"}};\nconst lang=(typeof OC_LANG!=='undefined'&&['en','hans','hant'].includes(OC_LANG))?OC_LANG:'en',t=copy[lang],root=document.getElementById('oc-static-policy');\nconst esc=(v)=>String(v??'').replace(\/[&<>\"']\/g,(c)=>({'&':'&amp;','<':'&lt;','>':'&gt;','\"':'&quot;',\"'\":'&#39;'}[c]));\nconst money=(v)=>v==null?'\u2014':'\u00a5'+Number(v).toLocaleString('en-US',{maximumFractionDigits:2});\nconst rate=(parts)=>parts.map((p)=>p.startsWith('\u00a5')?p+t.perMonth:p).join(' + ');\nconst badge=(r)=>r.state==='future'?t.future+' '+r.effectiveStart:t.badges[r.state];\nlet html='<h2 id=\"oc-policy-title\">'+esc(t.title)+'<\/h2><p class=\"oc-intro\">'+esc(t.intro)+'<\/p>';\nfor(const city of data){html+='<details class=\"oc-city-policy\"'+(city.code==='bj'?' open':'')+'><summary>'+esc(names[city.code][lang])+' \u00b7 '+esc(t.status[city.status])+'<\/summary><div class=\"oc-table-scroll\"><table class=\"oc-policy-table\"><thead><tr>'+t.headers.map((h)=>'<th>'+esc(h)+'<\/th>').join('')+'<\/tr><\/thead><tbody>';for(const r of city.rules){const sourceText=r.documentNumber?r.authority+' \u00b7 '+r.documentNumber:r.authority;const source=r.url?'<a href=\"'+esc(r.url)+'\" target=\"_blank\" rel=\"noopener\"><span lang=\"zh\">'+esc(sourceText)+'<\/span><\/a>':'<span lang=\"zh\">'+esc(sourceText)+'<\/span>';html+='<tr><td>'+esc(schemes[r.scheme]?.[lang]||r.scheme)+'<\/td><td class=\"num\">'+esc(r.effectiveStart)+(r.effectiveEnd?'<br>'+esc(lang==='en'?'to ':'\u81f3 ')+esc(r.effectiveEnd):'')+'<\/td><td class=\"num\">'+money(r.min)+'<\/td><td class=\"num\">'+money(r.max)+'<\/td><td class=\"num\">'+esc(rate(r.employer))+'<\/td><td class=\"num\">'+esc(rate(r.employee))+'<\/td><td><span class=\"oc-row-badge oc-data-'+esc(r.state)+'\">'+esc(badge(r))+'<\/span><\/td><td class=\"oc-policy-source\">'+source+'<\/td><\/tr>';}html+='<\/tbody><\/table><\/div><p class=\"oc-policy-note\">'+esc(t.checked)+' '+esc('2026-09-07')+'\u3002 '+esc(t.note)+'<\/p><\/details>';}\nconst wxT={en:{summary:'Wuxi \u00b7 2025 historical reference (not current rates)',note:'The 0.2% employer supplemental medical item is a carry-forward assumption from a policy still marked effective; its 2025 applicability and base need confirmation. 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\u5e74\u6b77\u53f2\u53c3\u8003\uff08\u975e\u73fe\u884c\u8cbb\u7387\uff09',note:'\u50f1\u4e3b\u88dc\u5145\u91ab\u4fdd 0.2% \u66ab\u6309\u4ecd\u6a19\u6709\u6548\u7684\u820a\u653f\u7b56\u5ef6\u7e8c\u4f30\u7b97\uff0c2025 \u5e74\u9069\u7528\u671f\u53ca\u57fa\u6578\u5f85\u6838\uff1b\u5de5\u50b7\u70ba\u884c\u696d\u57fa\u6e96\uff0c\u4e0d\u662f\u4f01\u696d\u6838\u5b9a\u8cbb\u7387\u3002\u8f38\u5165\u5de5\u8cc7\u66ab\u4ee3\u4e0a\u5e74\u6708\u5747\u57fa\u6578\u3002',assumed:'\u820a\u653f\u7b56\u5ef6\u7e8c\u5047\u8a2d\uff0c\u5f85\u6838',scenario:'2025 \u5e74\u9810\u7b97\u5047\u8a2d',name:'\u8077\u5de5\u5927\u984d\u91ab\u7642\u8cbb\u7528\u88dc\u52a9\uff08\u50f1\u4e3b\u88dc\u5145\u91ab\u4fdd\uff09'}}[lang];\nconst wxTax='https:\/\/jiangsu.chinatax.gov.cn\/art\/2025\/3\/3\/art_8539_372104.html',wxBase='https:\/\/jiangsu.chinatax.gov.cn\/art\/2025\/10\/20\/art_22437_1941.html',wxMed='https:\/\/ylbzj.wuxi.gov.cn\/doc\/2023\/12\/29\/4147542.shtml',wxHpf='https:\/\/www.wuxi.gov.cn\/doc\/2025\/08\/07\/4625816.shtml';\nconst wxRows=[['pension','2025-01-01','2025-12-31',4952,24762,'16%','8%',wxTax],['medical','2025-01-01','2025-12-31',4952,24762,'7%','2%',wxTax],['serious_illness',wxT.scenario,'',null,null,'0.2%','0%',wxMed],['maternity','2025-01-01','2025-12-31',4952,24762,'0.8%','0%',wxTax],['unemployment','2025-01-01','2025-12-31',4952,24762,'0.5%','0.5%',wxTax],['work_injury','2025-01-01','2025-12-31',4952,24762,'0.2%\u20131.9%','0%',wxTax],['housing_fund','2025-07-01','2026-06-30',2490,35200,'5%\u201312%','5%\u201312%',wxHpf]];\nhtml+='<details class=\"oc-city-policy\" id=\"oc-wuxi-2025\"><summary>'+esc(wxT.summary)+'<\/summary><p class=\"oc-policy-note\">'+esc(wxT.note)+' <a href=\"'+wxBase+'\" target=\"_blank\" rel=\"noopener\">'+esc(lang==='en'?'2025 contribution base':lang==='hans'?'2025 \u5e74\u7f34\u8d39\u57fa\u6570':'2025 \u5e74\u7e73\u8cbb\u57fa\u6578')+'<\/a><\/p><div class=\"oc-table-scroll\"><table class=\"oc-policy-table\"><thead><tr>'+t.headers.map(h=>'<th>'+esc(h)+'<\/th>').join('')+'<\/tr><\/thead><tbody>';\nfor(const r of wxRows){html+='<tr><td>'+esc(r[0]==='serious_illness'?wxT.name:schemes[r[0]][lang])+'<\/td><td class=\"num\">'+esc(r[1])+(r[2]?'<br>'+esc(r[2]):'')+'<\/td><td class=\"num\">'+money(r[3])+'<\/td><td class=\"num\">'+money(r[4])+'<\/td><td class=\"num\">'+esc(r[5])+'<\/td><td class=\"num\">'+esc(r[6])+'<\/td><td><span class=\"oc-row-badge oc-data-reference\">'+esc(r[0]==='serious_illness'?wxT.assumed:t.badges.reference)+'<\/span><\/td><td class=\"oc-policy-source\"><a href=\"'+esc(r[7])+'\" target=\"_blank\" rel=\"noopener\">'+esc(lang==='en'?'Official source':lang==='hans'?'\u5b98\u65b9\u6765\u6e90':'\u5b98\u65b9\u4f86\u6e90')+'<\/a><\/td><\/tr>';}\nhtml+='<\/tbody><\/table><\/div><\/details>';\nroot.innerHTML=html;\n})();<\/script>\n<!-- \/wp:html --><!<!-- wp:html -->\n<div class=\"oc-next-step\" style=\"border:1px solid #cfe0f5;background:#f5f9fe;border-radius:10px;padding:20px 24px;margin:8px 0 28px;\">\n<style>.oc-next-step .oc-next-title{display:none}html[lang^=\"en\"] .oc-next-step .oc-next-title-en,html[lang=\"zh-CN\"] .oc-next-step .oc-next-title-zh,html[lang=\"zh-HK\"] .oc-next-step .oc-next-title-hk{display:block}<\/style>\n<p class=\"oc-next-title oc-next-title-en notranslate\" translate=\"no\" style=\"margin:0 0 8px;font-weight:700;font-size:17px;line-height:1.35;\">Whether you have a budget figure or still need one, the next decision is who employs the person.<\/p>\n<p class=\"oc-next-title oc-next-title-zh notranslate\" translate=\"no\" style=\"margin:0 0 8px;font-weight:700;font-size:17px;line-height:1.35;\">\u65e0\u8bba\u4f60\u5df2\u770b\u5230\u9884\u7b97\u91d1\u989d\uff0c\u8fd8\u662f\u4ecd\u9700\u4eba\u5de5\u4f30\u7b97\uff0c\u4e0b\u4e00\u6b65\u90fd\u8981\u786e\u8ba4\u7531\u8c01\u96c7\u7528\u5458\u5de5\u3002<\/p>\n<p class=\"oc-next-title oc-next-title-hk notranslate\" translate=\"no\" style=\"margin:0 0 8px;font-weight:700;font-size:17px;line-height:1.35;\">\u7121\u8ad6\u4f60\u5df2\u770b\u5230\u9810\u7b97\u91d1\u984d\uff0c\u9084\u662f\u4ecd\u9700\u4eba\u5de5\u4f30\u7b97\uff0c\u4e0b\u4e00\u6b65\u90fd\u8981\u78ba\u8a8d\u7531\u8ab0\u8058\u7528\u54e1\u5de5\u3002<\/p>\n<p style=\"margin:0 0 14px;font-size:15px;color:#33415c;\">Social insurance and housing fund are only part of the bill. What changes the total, and the risk, is whether the employee sits on your own China entity or on someone else's.<\/p>\n<ul style=\"margin:0 0 14px;padding-left:20px;font-size:15px;line-height:1.75;color:#33415c;\">\n<li><a href=\"https:\/\/out2china.com\/hr-services\/eor-and-peo\/\"><strong>China Employer of Record<\/strong><\/a> if you have no local entity and want to hire anyway. We become the legal employer.<\/li>\n<li><a href=\"https:\/\/out2china.com\/tax-compliance-and-payroll-management\/\"><strong>China payroll and tax compliance<\/strong><\/a> if you already have a WFOE and want the monthly filing off your desk.<\/li>\n<li><a href=\"https:\/\/out2china.com\/china-employment-cost-calculator\/\"><strong>China employment cost calculator<\/strong><\/a> to model the full employer cost and the employee take-home from a gross salary.<\/li>\n<\/ul>\n<p style=\"margin:0 0 14px;font-size:14px;color:#4a5568;\">Our EOR management fee is a published flat <strong>US$298 per employee per month<\/strong>, plus a one-time onboarding fee of US$298. Salary, the statutory contributions above, and recruitment are quoted separately. See <a href=\"https:\/\/out2china.com\/pricing\/\">our published pricing<\/a>.<\/p>\n<a href=\"https:\/\/out2china.com\/contact\/\" style=\"display:inline-block;background:#0c4ba8;color:#fff;text-decoration:none;font-weight:600;padding:11px 20px;border-radius:999px;font-size:15px;\">Get a city-specific cost review<\/a>\n<\/div>\n<!-- \/wp:html -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\"><strong>Why Managing \"Five Insurances and One Fund\" is Critical for Global Enterprises<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Navigating the Chinese labor market requires more than just understanding a gross salary figure. For overseas companies, the \"Five Insurances and One Fund\" represent a significant portion of the total cost of employment and a complex compliance landscape.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 class=\"wp-block-heading\"><strong>1. Why Statutory Employment Cost Varies by City<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Social insurance and housing-fund contributions are part of the employer\u2019s cost, but China does not use one nationwide add-on percentage. The result changes with the city, contribution base, filing profile, housing-fund rate and the employer\u2019s work-injury category. Use the calculator for planning, then verify every row marked as a reference or pending review before filing.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 class=\"wp-block-heading\"><strong>2. Policy Updates Do Not Follow One National Calendar<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Local authorities publish contribution bases and rates on different schedules. Even when salary stays the same, employment cost can change when a base or rate changes. The original city data was checked through <strong>September 7, 2026<\/strong>; Wuxi\u2019s historical sources were checked on September 14. Each row states its applicable period and status.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 class=\"wp-block-heading\"><strong>3. Geographic Complexity<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>China does not have a single national rate. Contribution structures vary by city. For instance:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Shenzhen<\/strong> has different tiers based on the employee's <em>Hukou<\/em> (household registration).<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Shanghai<\/strong> and <strong>Beijing<\/strong> have unified bases but different medical and serious illness supplement rates.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Suzhou<\/strong> offers different rates for companies located within the Industrial Park (SIP) versus other zones.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3 class=\"wp-block-heading\"><strong>4. Compliance and Talent Retention<\/strong><\/h3>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Accurate calculation matters because social-insurance filing depends on the employee\u2019s city, contribution base and the company\u2019s filing profile. If records appear inconsistent, verify the applicable local rule and ask the filing team or a qualified adviser what correction is required before relying on the result.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\"><strong>Optimise Your China HR Strategy with Out2China<\/strong><\/h2>\n<!-- \/wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Calculating costs is only the first step of your Inbound-China journey. Designing a competitive compensation package that balances global standards with local expectations requires specialized expertise.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Out2China<\/strong> provides end-to-end HR and payroll solutions for international firms, including:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Localised Compensation Benchmarking:<\/strong> Understand what your competitors are paying.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Labor Contract Compliance:<\/strong> Drafting localized contracts that protect your interests.<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li><strong>Cross-border Payroll &amp; Tax Planning:<\/strong> Streamlining the path from your headquarters to your local team\u2019s bank accounts.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:html -->\n<section class=\"o2c-safe-faq notranslate\" id=\"o2c-safe-faq\" translate=\"no\" aria-labelledby=\"o2c-safe-faq-title\">\n  <h2 id=\"o2c-safe-faq-title\">Frequently Asked Questions<\/h2>\n  <div id=\"o2c-safe-faq-items\"><div class=\"o2c-safe-faq-item\" data-faq-index=\"0\"><h3>How much does it cost an employer to hire someone in China on top of salary?<\/h3><p>There is no single nationwide percentage. The result depends on the city, contribution bases, local rates, housing-fund settings and the employer\u2019s work-injury category. Use this calculator for budgeting, and check every row marked reference or review before filing.<\/p><\/div><div class=\"o2c-safe-faq-item\" data-faq-index=\"1\"><h3>What are the &quot;Five Insurances and One Fund&quot; (\u4e94\u9669\u4e00\u91d1) in China?<\/h3><p>The five insurances cover pension, medical, unemployment, work injury and maternity. Some cities combine maternity with medical insurance in their filing rules. The \u201cone fund\u201d is the Housing Provident Fund.<\/p><\/div><div class=\"o2c-safe-faq-item\" data-faq-index=\"2\"><h3>Do social insurance rates differ between Beijing, Shanghai and Shenzhen?<\/h3><p>Yes. Contribution bases, rates and filing categories differ by city. Shenzhen also uses personnel and medical-insurance tiers, while other cities may apply entity, industry or zone-specific rules.<\/p><\/div><div class=\"o2c-safe-faq-item\" data-faq-index=\"3\"><h3>When do China social insurance contribution bases update each year?<\/h3><p>There is no single national update date. Local authorities publish new bases and rates on different schedules. Check the effective date and status shown for each row rather than assuming every city changes in July.<\/p><\/div><div class=\"o2c-safe-faq-item\" data-faq-index=\"4\"><h3>What is the Housing Provident Fund rate, and can employers choose how much to contribute?<\/h3><p>Local authorities set an allowed contribution range and base limits. The employer normally selects a rate within that range under its policy and local filing rules, and the employee rate generally matches it. Check the city card before filing.<\/p><\/div><div class=\"o2c-safe-faq-item\" data-faq-index=\"5\"><h3>What if an employer may have under-contributed to social insurance?<\/h3><p>Do not rely on the calculator alone. Review the employee\u2019s city, contribution base, filing category and effective period, then ask the local filing team or a qualified adviser whether a correction or back payment is required.<\/p><\/div><\/div>\n<\/section>\n<script id=\"o2c-safe-faq-schema\" type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"inLanguage\":\"en-US\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much does it cost an employer to hire someone in China on top of salary?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"There is no single nationwide percentage. The result depends on the city, contribution bases, local rates, housing-fund settings and the employer\u2019s work-injury category. 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Social Insurance & Housing Provident Fund Calculator\",\"quickLead\":\"For budgeting, employers need to add statutory social-insurance and housing-fund contributions to gross salary. There is no single nationwide uplift: the amount changes by city, contribution base, filing profile, housing-fund rate and the employer\u2019s work-injury category.\",\"quick\":\"Rates differ by city. Shenzhen uses personnel and medical-insurance tiers, Suzhou distinguishes the Industrial Park (SIP) from regular zones, and other cities apply their own contribution bases. The calculator offers 38 city choices. Eighteen return budget figures; Wuxi uses a clearly marked 2025 historical scenario, while the remaining 20 cities, including Changsha, await automatic estimates. Check each row\u2019s data period and verification status. Enter a gross monthly salary to see the employer cost and the amount left after employee social-insurance and housing-fund deductions; individual income tax is not included.\",\"annual\":\"Local authorities publish contribution bases and rates on different schedules. Even when salary stays the same, employment cost can change when a base or rate changes. Original-city data was checked through September 7, 2026; Wuxi historical sources were checked September 14. Each row has its own period and status.\",\"rates\":\"The values used in this calculation, with each row\u2019s status and source.\"},\"hans\":{\"title\":\"\u4e2d\u56fd\u793e\u4f1a\u4fdd\u9669\u4e0e\u4f4f\u623f\u516c\u79ef\u91d1\u9884\u7b97\u8ba1\u7b97\u5668\",\"quickLead\":\"\u505a\u7528\u5de5\u9884\u7b97\u65f6\uff0c\u9664\u4e86\u7a0e\u524d\u5de5\u8d44\uff0c\u8fd8\u8981\u8ba1\u5165\u5355\u4f4d\u627f\u62c5\u7684\u793e\u4f1a\u4fdd\u9669\u548c\u4f4f\u623f\u516c\u79ef\u91d1\u3002\u4e2d\u56fd\u6ca1\u6709\u5168\u56fd\u7edf\u4e00\u7684\u9644\u52a0\u6bd4\u4f8b\uff1b\u5b9e\u9645\u91d1\u989d\u4f1a\u968f\u57ce\u5e02\u3001\u7f34\u8d39\u57fa\u6570\u3001\u7533\u62a5\u5206\u7c7b\u3001\u516c\u79ef\u91d1\u6bd4\u4f8b\u548c\u4f01\u4e1a\u5de5\u4f24\u7c7b\u522b\u800c\u53d8\u5316\u3002\",\"quick\":\"\u5404\u57ce\u5e02\u7684\u7f34\u8d39\u53e3\u5f84\u5e76\u4e0d\u76f8\u540c\u3002\u6df1\u5733\u533a\u5206\u4eba\u5458\u548c\u533b\u4fdd\u6863\u4f4d\uff0c\u82cf\u5dde\u533a\u5206\u5de5\u4e1a\u56ed\u533a\uff08SIP\uff09\u548c\u666e\u901a\u533a\u57df\uff0c\u5176\u4ed6\u57ce\u5e02\u4e5f\u6709\u5404\u81ea\u7684\u7f34\u8d39\u57fa\u6570\u3002\u8ba1\u7b97\u5668\u63d0\u4f9b 38 \u4e2a\u57ce\u5e02\u9009\u9879\uff0c\u5176\u4e2d 18 \u57ce\u53ef\u663e\u793a\u9884\u7b97\u91d1\u989d\uff1b\u65e0\u9521\u660e\u786e\u4f7f\u7528 2025 \u5e74\u5386\u53f2\u60c5\u666f\uff0c\u5176\u4f59 20 \u57ce\uff08\u5305\u62ec\u957f\u6c99\uff09\u6682\u4e0d\u81ea\u52a8\u51fa\u6570\u3002\u8bf7\u770b\u6bcf\u4e00\u884c\u7684\u6570\u636e\u9002\u7528\u671f\u548c\u6838\u5b9e\u72b6\u6001\u3002\u8f93\u5165\u6708\u5ea6\u7a0e\u524d\u5de5\u8d44\u540e\uff0c\u53ef\u4ee5\u67e5\u770b\u96c7\u4e3b\u6210\u672c\uff0c\u4ee5\u53ca\u6263\u9664\u4e2a\u4eba\u4e94\u9669\u4e00\u91d1\u540e\u7684\u91d1\u989d\uff1b\u8fd9\u91cc\u4e0d\u8ba1\u7b97\u4e2a\u4eba\u6240\u5f97\u7a0e\u3002\",\"annual\":\"\u5404\u5730\u4e3b\u7ba1\u90e8\u95e8\u4f1a\u6309\u4e0d\u540c\u65f6\u95f4\u53d1\u5e03\u7f34\u8d39\u57fa\u6570\u548c\u8d39\u7387\u3002\u5373\u4f7f\u5de5\u8d44\u4e0d\u53d8\uff0c\u57fa\u6570\u6216\u8d39\u7387\u8c03\u6574\u540e\uff0c\u7528\u5de5\u6210\u672c\u4ecd\u53ef\u80fd\u53d8\u5316\u3002\u539f\u6709\u57ce\u5e02\u8d44\u6599\u6838\u5bf9\u81f3 2026 \u5e74 9 \u6708 7 \u65e5\uff1b\u65e0\u9521\u5386\u53f2\u6765\u6e90\u4e8e 9 \u6708 14 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38 \u500b\u57ce\u5e02\u9078\u9805\uff0c\u5176\u4e2d 18 \u57ce\u53ef\u986f\u793a\u9810\u7b97\u91d1\u984d\uff1b\u7121\u932b\u660e\u78ba\u4f7f\u7528 2025 \u5e74\u6b77\u53f2\u60c5\u666f\uff0c\u5176\u9918 20 \u57ce\uff08\u5305\u62ec\u9577\u6c99\uff09\u66ab\u4e0d\u81ea\u52d5\u51fa\u6578\u3002\u8acb\u67e5\u770b\u6bcf\u4e00\u884c\u7684\u8cc7\u6599\u9069\u7528\u671f\u548c\u6838\u5be6\u72c0\u614b\u3002\u8f38\u5165\u6bcf\u6708\u7a05\u524d\u5de5\u8cc7\u5f8c\uff0c\u53ef\u4ee5\u67e5\u770b\u50f1\u4e3b\u6210\u672c\uff0c\u4ee5\u53ca\u6263\u9664\u50f1\u54e1\u4e94\u96aa\u4e00\u91d1\u5f8c\u7684\u91d1\u984d\uff1b\u9019\u88e1\u4e0d\u8a08\u7b97\u500b\u4eba\u6240\u5f97\u7a05\u3002\",\"annual\":\"\u5404\u5730\u4e3b\u7ba1\u90e8\u9580\u6703\u6309\u4e0d\u540c\u6642\u9593\u767c\u5e03\u7e73\u8cbb\u57fa\u6578\u548c\u8cbb\u7387\u3002\u5373\u4f7f\u5de5\u8cc7\u4e0d\u8b8a\uff0c\u57fa\u6578\u6216\u8cbb\u7387\u8abf\u6574\u5f8c\uff0c\u7528\u5de5\u6210\u672c\u4ecd\u53ef\u80fd\u6539\u8b8a\u3002\u539f\u6709\u57ce\u5e02\u8cc7\u6599\u6838\u5c0d\u81f3 2026 \u5e74 9 \u6708 7 \u65e5\uff1b\u7121\u932b\u6b77\u53f2\u4f86\u6e90\u65bc 9 \u6708 14 \u65e5\u6838\u5c0d\u3002\u6bcf\u4e00\u884c\u90fd\u6a19\u660e\u9069\u7528\u671f\u548c\u72c0\u614b\u3002\",\"rates\":\"\u672c\u6b21\u8a08\u7b97\u63a1\u7528\u7684\u6578\u503c\uff0c\u4e26\u9010\u884c\u6a19\u660e\u72c0\u614b\u548c\u4f86\u6e90\u3002\"}},lang=(typeof OC_LANG!=='undefined'&&sets[OC_LANG])?OC_LANG:'en',set=sets[lang],page=pages[lang],root=document.getElementById('o2c-safe-faq');if(!root)return;root.querySelector('h2').textContent=set.heading;root.querySelectorAll('.o2c-safe-faq-item').forEach((item,index)=>{item.querySelector('h3').textContent=set.items[index][0];item.querySelector('p').textContent=set.items[index][1];});const schema={'@context':'https:\/\/schema.org','@type':'FAQPage',inLanguage:set.language,mainEntity:set.items.map(([name,text])=>({'@type':'Question',name,acceptedAnswer:{'@type':'Answer',text}}))};document.getElementById('o2c-safe-faq-schema').textContent=JSON.stringify(schema);const h1=document.querySelector('h1');if(h1)h1.textContent=page.title;const labels=['QUICK ANSWER','\u5feb\u901f\u7b54\u6848','\u5feb\u901f\u56de\u7b54'];const quickLabel=[...document.querySelectorAll('p')].find((p)=>labels.includes((p.textContent||'').trim().toUpperCase()));if(quickLabel&&quickLabel.nextElementSibling)quickLabel.nextElementSibling.textContent=page.quickLead;document.querySelectorAll('p').forEach((el)=>{const text=el.textContent||'';if(text.includes('The calculator offers 38 city choices. Thirteen return budget figures;'))el.textContent=page.quick;if(text.includes('Wuxi\u2019s historical sources were checked on September 14'))el.textContent=page.annual;});})();<\/script>\n<!-- \/wp:html -->\n\n<!-- wp:buttons -->\n<div class=\"wp-block-buttons\"><!-- wp:button {\"className\":\"open-modal\"} -->\n<div class=\"wp-block-button open-modal\"><a class=\"wp-block-button__link wp-element-button\"><strong>Contact an Out2China Consultant Today<\/strong><\/a><\/div>\n<!-- \/wp:button --><\/div>\n<!-- \/wp:buttons -->","protected":false},"excerpt":{"rendered":"<p>Last updated: September 14, 2026 \u00b7 Reviewed by Out2China Payroll &amp; Compliance Team Planning estimate \u2014 not a 2026 rate card. Some figures are sourced from 2025; others have been checked against 2026 sources. Check each row\u2019s year, effective period and status before using the result for filing or a final quote. \u4ec5\u4f9b\u9884\u7b97\u53c2\u8003\uff0c\u5e76\u975e 2026 \u5e74\u73b0\u884c\u8d39\u7387\u8868\u3002\u90e8\u5206\u6570\u5b57\u6cbf\u7528 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1293,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[88,89],"class_list":["post-1291","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-recruitment-and-employment","tag-china-social-insurance","tag-housing-fund"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>China Social Insurance &amp; Housing Provident Fund Calculator | Out2China<\/title>\n<meta name=\"description\" content=\"Estimate social-insurance and housing-fund costs across Chinese cities. 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